Terry Savage’s Archives
Below you will find the columns terry has written by date.
Below you will find the columns terry has written by date.
The Election and the Market
As the election draws near, many people are wondering about the impact on their investment portfolios. Read It Here
Obamacare Signup Tips
It's time to make choices about plans offered under the Affordable Care Act, known as ACA or Obamacare. Read It Here
It’s Still the Economy, Stupid
The silence about the economy in this political season is deafening. Read It Here
Cheated — or Escheated?
What would you do if you looked at your quarterly statement and the stocks in your account were gone — simply gone? Read It Here
Check Your Risk Exposure
Have you ever made a list of all our personal risks and vulnerabilities? It can be a shocking undertaking. But corporations across America are now required to do "enterprise risk management" (ERM) studies. And so should you. The difficult part of this project is figuring out where to start. Here are a few areas you..
Debt Relief for Seniors, Disabled
Imagine being a senior citizen, living on Social Security and perhaps a small fixed pension, and trying to deal with the rising costs of living. Or imagine being a disabled person with no hope of earning additional money to make ends meet. Read It Here
Start FAFSA Now!
There’s a big change coming in FAFSA – the Free Application for Federal Student Aid. And if you miss out on the new, earlier deadline, you just might miss out on a lot of money! Read It Here
How Fed Hike Would Hit You
The Federal Reserve Board has been threatening to raise interest rates for almost two years. And now it really seems poised to take the second rate hike step of the past 10 years. Read It Here
Social Security and Generation Warfare
Will you receive your Social Security check? It’s a question that’s about to divide generations and confront politicians. Read It Here
Beat the Market?
It's been a great five years for the stock market. The Dow Jones Industrial Average and S&P 500 have made new all-time highs. You could hardly miss making money in the stock market -- except if you were a mutual fund manager. S&P Dow Jones Indexes has just released a report showing that over the..
Help With Health Insurance Choices
Making decisions about health insurance is complicated and potentially very costly. It's no surprise that Americans don't do a great job of it. It takes work to figure out the best health insurance options. And few people take the time to do it right. Alegeus Healthcare, a provider of platforms for corporate insurance plans, compiles..
Campaign For Investors — Help for You
Just in time, some very powerful forces are lining up on the side of the individual investor vs. those in the financial services industry who have been overcharging and urging investors into flawed products. The timing is critical because the baby boom generation is rolling trillions of dollars out of company 401(k) plans and into..
Beware of Fool’s Gold!
Rising gold prices -- the precious metal was up 16.5 percent in the first quarter - have given renewed life to some old scams, using new technologies. Just last week a man was arrested in Kansas, charged with selling fake gold bars on Craig's List. Michael Fuljenz, President of Universal Coin and Bullion, a member..
Budget Is Not a Dirty Word
It's time to confront your past spending - and make good on your vows to get your money organized. The word budget is both a noun (I'm going to make a budget.) and a verb (I'll have to budget my expenses.) Either way, it doesn't happen without your active participation! Here are a few ways..
Best Money Apps of 2015
Financial technology is one of the fastest growing areas of innovation, as mobile apps are being created that give people the ability to control their finances right from their smartphones. Millennials and others want instant access to their financial data and the ability to manage their money. Financial services firms know that's where their clients..
China Joins Major Money Leagues
China is now officially part of the money major leagues. The International Monetary Fund has agreed to add the Chinese yuan to its basket of reserve currencies, where it will join the U.S. Dollar, the Euro, the Yen, and the British pound. The move will take place in October, 2016. Inclusion is a highly coveted..
Best Credit Cards for Students
It wasn't long ago that college students went back to school and in addition to buying books and sweatshirts on campus, they were offered credit cards--and the chance to plunge into debt before they even began earning an income. Thanks to the Card Act of 2009, credit card issuers are no longer allowed to advertise..
Help for Affordable Care Signup
Smart shoppers know it pays to shop around — especially when it comes to health insurance. And with the February 15 deadline rapidly approaching for the Affordable Care Act plans, this is a project you can’t postpone. The federal government says that last year more than 7 million people enrolled, despite glitches in the process...
Families and FAFSA
File FAFSA now! Delay is costly By Terry Savage Tribune Content Agency Families of millions of high school seniors are about to embark on a time-consuming, invasive, and generally distasteful project: filling out the FAFSA — the Free Application for Federal Student Aid. The only thing that is worse than sitting down at your computer to..
MINT YOUR BILLS IN 2015
The New Year brings an entirely new way to manage your daily finances, allowing you to both receive and pay your bills from your smartphone. And it’s free! Mint Bills is a new Web app from Intuit, parent company of Quicken desktop software and the popular Mint money tracking service for mobile devices. Mint Bills..
