Ask Terry Questions PUA payments

PUA payments

By Terry Savage on June 29, 2020 | Wild Card

I am a 1099 contractor working primarily in the insurance business. I have been supplementing my insurance business by driving for Uber, Lyft and Doordash. The only money that I am currently making especially since the pandemic started is driving food delivery. I generally have made about $400-$600 a week. I have filed for unemployment and again for the PUA. I’m not getting the $298 per month unemployment that I am showing nor am I getting the $600 PUA. Is this because I’m certifying my part time work as a driver? Should I stop driving and concentrate on my primary business? I’m exhausted because I am still trying to make sales in the insurance working about 30 hours a week and then driving about 40-50 hours a week 7 days a week.

Terry Says

Yes, I’m guessing that you are earning too much money to qualify for unemployment benefits — assuming you got through and are certifying. Now this is a tough decision. There’s no guarantee that if you stop working and certify zero income that they will get around to paying you the benefits you will deserve, because the IDES system is such a mess. So you might wind up with no money for a while, until they get it sorted out.

Eventually you would get the benefits for the weeks you didn’t have any income –and I’ll leave it to you to figure out whether you have enough savings to wait it out.



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