Credit/Debt Questions
Joint account on Best Buy Credit Card
I recently discovered on my Experian credit report that I’m still listed on my daughter’s Best Buy credit card from..
Mortgage payoff vs car loans payoff
I have $95,00 in car loans and owe $190,000 on home. Loan on own is 16 years left. I am..
Credit cards — too many?
I have five credit cards totaling over $60,000 I only owe $300 and my credit score is over 800 and..
credit score
I have 3 credit cards that I either pay off every month or some of the time I will make..
Credit cards with radio chips
Are there any reputable companies that have a Visa Credit card that does NOT have a RFC in it. My..
Cancelling credit card
Hi Terry, Did you say on WGN today that it’s okay to cancel a credit card if you’re not applying..
Credit
Should I candle an old credit card I’m not using? Does it affect my credit score?
Debt card
Is there still a point of service charge for using a debit card?
Closing unused credit cards
Greetings, My wife and I are in our 70’s and have excellent credit (and probably will not have a need..
Home Equity Loan / Retirement
Is a home equity line of credit a good way to buy a car, pay off credit card debt? I..
Credit card
Is it smart to cancel an old credit card that is not being used? And does it affect my credit..
Debt Consolidation
My daughter wants to consolidate her debt with a consolidation company. Can you recommend a reputable company that she could..
Credit consolidation
Hi several years ago you were kind to reply to my question on a reputable credit consolidation agency. I believe..
Debt relief –oops!
I recently got in a debt relief program with five lakes and my credit score has dropped tremendously. I had..
Credit card debt
Hi Terry, I am 59 years old and I have $30,000in credit card debt. I own a house valued at..
Credit card debt
Hi Terry, my husband and I have a combined credit debt of $14k. We are making $1100 monthly payments. What..
Charging for credit card use
Can/ should businesses be charging the consumer their charge amt on debit/ credit cards ?
Credit
Will National Credit Counseling combine bills to lower and manage debt?
Credit Card
I recently made an overpayment on my AT&T account and received a refund via a prepaid MasterCard instead of a..
Credit Card Debt for grandson
My grandson has a lot of credit card debt on three different cards and is thinking of consolidating debt on..