Credit/Debt Questions
Repairing Credit
I need to fix my credit due to past issues (dismissed bankruptcy, car repo, late payments). Is there any value...
credit card bills — loan from a friend?
Hi Terry--My husband & I have about $50,000 in credit card bills. Our monthly income is around $5133 and monthly...
credit card balances
Where can I find a trusted financial institution sanctioned by the government in order to consolidate credit card balances. There...
Sold condo for a loss, now stuck at parents house
Hi Terry, I have seen you a couple times on the WGN news and this morning, 7-29-15, you spoke of...
Closing Out Credit Cards
Hi Terry! What is worse when it comes to credit cards. ... 1. Leaving them open with a 0 balance...
credit cards
We have too many credit cards. We only use a few, the rest sit in a drawer. I worry about...
Paying off credit card debt
I have credit card debt and have just inherited money. I plan to use some of it to pay down...
Credit problems may impact next job
I made some bad career choices and lost a couple jobs and ended up in debt. Now I have over...
Mortgage Refi/ Disposable Income/ What to do??
Hello Terry, My wife and I would like to refinance our mortgage loan to lower our payment. We are in...
credit cards — can’t pay!
I have 3 credit cards that are at $2,000 on each.i am not working and im not sure how to...
Refinance car loan
I'm 72 years old . I am paying 6.25 percent on a 7 year car loan. I had a bad...
Bankruptcy and Federal Income Taxes
Hi Terry, What is your recommendation for professional assistance regarding unpaid federal income tax (large amount/multiple years) -- I see...
Credit & marriage
I have bad credit due to medical bills and getting married in September. Will my credit have any impact on...
Applying for a credit card
When our daughter was in college, we made her an authorized user on our major credit card for emergency purposes....
bankruptcy and marriage
if I marry someone who is filing for bankruptcy- does her bankruptcy affect my credit rating? Terry Says: It will...
Credit Card balance at death
My dad was just diagnosed with cancer and not given long to live. My question is he has large credit...
free credit SCORE?
Where can I get a free credit score with no strings attached? Terry Says: You can get a free credit...
Free credit report
Where to get a credit report that is secure? Terry Says: There are several online sources of credit reports, but...
Withdrawl at 62yrs. old from retirement funds to pay credit card debt?
We got ourselves into a financial bind in which a credit card company put a lien on our townhouse. Can...
Car Loans
Terry, do you recommend taking out a car loan this month as interest rates may be on the increase in...
