Credit/Debt Questions
401k withdrawal to pay off student loan for son
My mother is thinking of withdrawing $25k from her 401k after she retires next year at the age of 70...
home equity or save cash
HI. I wrote earlier about my 30000 home equity line of credit. That is what I owe. I have a...
Paying off credit cards with 401K
Dear Terry, I sent you a this question a few minutes ago and realized I didn't give you enough details...
freeze on my credit reports
How do I put a freeze on my credit reports Terry Says: Contact each of the three major credit bureaus. ...
credit report errors
Hi Terry, I recently pulled up my credit report and found that my information was all incorrect and credit is...
credit monitoring
Do you think it's necessary to buy credit monitoring such as Protect My ID or Lifelock and which do you...
HELOC or IRA
Terry: I am 64 years old and am working as a 1099 contractor. I may need some extra cash to...
Youth trying to establish credit
My grand daughter is 21 years old. She has a job as a retail assistant manager. She lives at home....
Checking on a debt consolidation company
I have been contacted by a a company named "card Services" which has promised me a savings of $2500 if...
Credit protection
Hi Terry, Seven years ago, my wallet was stolen, including my social security number. I shut down all my accounts,...
Getting a Credit Report without a Computer
I have a friend who does not have a computer. How can she get her annual free credit report? Terry...
husband’spending
My husband took early retirement since his co. Downsize. In two years he has spent all the money including the...
Paying credit card debt with Roth IRA
Hello Terry. Do you think it would be ok if I paid off 2 of my credit cards with my...
Credit Card Debt Reduction
Hello Ms. Savage, First, I really enjoy your segments on WGN Radio. I have approx. 50K in credit card debt...
credit card for college age daughter with no credit history
How can my college age daughter who really has no credit history...(.she currently works very part time at the university...
Reinvest money and credit monitoring services
I just had a cd come due and need to reinvest it. We take the interest to assist in bill...
Freeze my credit report to avoid identity theft?
Dear Terry, Lately it seems that hackers can get into the computer systems of any merchant or financial institution at...
Debt Management Group
I have 40,000 in credit debt and want to use Debt Management Group from New York, are they reliable?. 2653...
Credit card after bankruptcy
Can you recommend a good credit card following a bankruptcy? Is it possible to get an unsecured card? Terry Says: ...
Free credit report?
Can I obtain a free credit report? Terry Says: You can get a free credit report at www.annualcreditreport.com. There you...
