Financial Planning / Retirement Questions
FIA
Recently an advisor was indicating that we should invest in an FIA. I am a few years away from retirement...
Retirement Pension
I am 54 yo and retired. My husband passed away and his death benefits support me. When I turn 55...
Column on 401(k) Borrowing
Good Morning....Being a lifelong Chicago resident I have always enjoyed your sage advice on financial matters on TV, in print,...
457 Retirement Plan
My daughter, in her 20s, just got hired as a police officer and is offered a 457 deferred compensation plan...
social security — file and suspend?
I was born 6/1950. My husband was born 8/1947. He is presently working and not taking social security. Would it...
401K annuities?
Hello Terry, Read your book several years ago and followed your column back in Chicago when i was living there....
Passing on financial assets in a Will
My wife and I, both in our late 60’s, have built a retirement nest egg, not huge, but comfortable. I...
what to do with a 65k inheritance?
We are retired( 69 & 71) living ok on social security. We are inheriting 65k. We have no debt. We...
safe max cost of new home purchase
I am a newly retired teacher and am shopping for a new home for retirement. i am planning on paying...
Social Security Deferral
I was reading your column in the newspaper and had a question about what was said about social security deferral:...
continuing care vs long term care insurance
what is your current opinions on the two: continuing care facility or continue with long term insurance Terry Says: Long...
Quicken 2016 for Mac
Can you understand why the Quicken folks would publish a budget program that WILL NOT allow a user to create...
Retirement funds
Hi Terry, my husband and I are recently retired. We have a 403b, and Ira accounts. We know that we...
401k Rollover to annuity?
I am working with a financial planner who wants me to roll my 401k into an annuity that he says...
Minimum Required Distribution
I have a 401k and an IRA. At age 70 and a half, can I take a distribution from one...
Mortgage refi in second marriage
I remarried 6 years ago and I myself invested in a condo in Florida which I bought for $165 K...
Investments in retirement
Terry I have several questions on moving money from a 401k to an IRA. Currently the money is in a...
income from stock in 401(k)
My husband and I are living on our S.S. income. We need additional income and are thinking of taking dividends...
Going back to school
I currently work as Public Health Nutritionist, and I have the opportunity to go back to school to complete...
withdrawal of balance of reverse mtge funds
Considering withdrawal of balance in reverse mtge of $190,000 and want to keep it safe and liquid. Thinking of money...
