Financial Planning / Retirement Questions
IRA BENEFICIARIES tax consequences?
Dear Terry, My 2 children are my IRA beneficiaries. If I die will they have to pay taxes on the..
IRA annuity income
I heard your comments on this on WGN. My husband passed away a year ago. I had all of his..
Assisted living
My parents (93 & 94) living in a 55+ community are needing to move to an assisted living facility. Is..
RMD used to purchase a QCD annuity.
Dear Terry, Next year I and my wife will begin taking required minimum distributions from our traditional IRAs. Can we..
Your recent Tribune column “do your research before diving into annuities”
Could you please elaborate a little more on your paragraph "take a portion of your rollover money", specifically regarding rmds?..
Life/Long-term care insurance.
My wife (age 73) and I (soon to be 73) are in fairly good health (although my short term memory..
combo life/LTC policies ( as cited in you recent article)
i am 84. Is that too old to get such a policy? if not, what companies, offer such policies and..
MRD
During the year that I turn 70 1/2, does any withdrawal from an IRA count toward the MRD, or do..
401k distributions to adult children?
I have a small(100k) 401k and will be 70 1/2 in a few years.Is there a way to give this...
Withdrawal rate in retirement?
Retired 4 months ago collect S S ,have Medicare and va health benefits,am in good health,should I still enrow in...
Unexpected Gifted money
I recently was gifted $28,000. I am 74 years young with about $250,000 invested in CD's and a managed account....
Annuitization done — now how do I gift the payments?
This may be a study in frustration. I didn't find the site before I made a decision to annuitize 4...
457 ICMARC RETIREMENT
Hello, My son is 23 yrs old and is a wild land firefighter and has just been offered benefits. How..
ETF’s that rebalance?
I recently transfered my some monies to an existing IRA that I've had for many years. I was wondering if..
Co-Op Communities
Hi Terry, I hope you're well and happy. I am a 71 year old widow and will sell my house..
post-retirement investment strategy
I understand the data on average superiority of index mutual funds to managed funds while building retirement funds. How do..
financial advisor
We are meeting with a Geiger Wealth manager. I want to know if they sell only annuities and who would..
Stock and Housing Market — another crash?
Terry - I'm retiring in 2017 and I'm frightened by what I hear about another stock market adjustment like what..
Required401k distribution
I am 81 and employed part time in a business owned by my sons. I am required to take my..
fixed annuity maturing
Fixed annuity maturing 8/4 my husband took care of this ...he has been diagnosed with dementia and I am not..
