Financial Planning / Retirement Questions
long term care and life insurance
you've written a couple articles 1) long term care combined with life ins 2) consider long term care ins now....
Husband is told he needs to open savings account under his name only to received IRA distribution at 70 1/2
Hi Terry, my husband told me that he is required to open up a savings account in his name only...
Taxable Income and IRA Options
Terry, My husband and I have questions regarding two things: taxable income and IRA options. When filing our taxes this...
Converting a regular Ira to a ROTH IRA
Dear; Terry I am sorry to bother you with my question and your time: I lost my job on 2009...
mortgage on retirement community
I don't believe I get title to the residence, but when paying for a villa in a retirement community I...
At my age, should I be investing in Growth or Value IRAs?
I'm 51 and married. My husband is 48. My husband and I together make about $150k/year. We have no children,...
trusts
I live in Baltimore county, maryland. What are the names of law firms to establish a Rlt. thank you Terry...
Can I make IRA contribution if no wages were earned?
Can I make IRA contribution if no wages were earned last year? (Am single, 63, live on deceased husband's pension,...
wills vs. trusts
Are there advantages in having a trust over a will? Terry Says: The advantage is in having a REVOCABLE LIVING...
where to withdraw monies — reverse mortgage?
Where to withdraw add'l income: reverse mortgage or variable annuity? Our only income is social security and an IRA annuity....
Retirement accounts
I am 64 years old and retired from the educational system. I receive a monthly pension from the California State...
pension fears cause retirement?
I worked for a company for 20yrs. Then they shut down I've been working at another company for 10yrs and...
retirement
Hey, I'm 45 with 146k in a 401k and 1700.00 in pensions per month accumulated so far. Is it fair...
IRA and RMD’s for 82 year old woman
My father passed away in March of 2014, and my mother (82 years old) was the beneficiary of his one-time...
retiring with 41 yrs service at 62 i have a lump sum of 409 thousand
what would you suggest for investments any reputable for stable ?hybrid annuities? any help would be appreciated! i do mean...
Roth versus traditional IRAs for “older” people!
My wife is eager to put money from our savings into Roth IRAs. Given that I am 67, retired, and...
Social Security
Terry, You mentioned on WGN Radio with Bob and Marianne if you delay taking Social Security benefits the monthly payment...
SSN benefit and teachers
Hi Terry. My wife is a teacher. She has her own social security benefit through education, but has also worked...
retiring in april 30 41 yrs with company
i am 62 i have as of now my lump sum i am taking to invest i see you dont...
RMD at age 72
I am 72 and have lost my job in November 2014. When do I have to take my first RMD?...
