Financial Planning / Retirement Questions
Taking Spousal Social Security and delaying my own SS
My wife and I have filed for Social Security. We are 66 years old. She is taking her full benefit...
Taking RMD from one IRA, and not another?
I have two IRA annuities. I would like to take ALL of the RMD total requirement from one of the...
Roth IRA
Yes Terry, I am a retired 61 year old single male with a full postal pension and need to know...
Retirement account
I have been retired 5 years. I have a deferred nationwide retirement solutions account with 80 percent in fixed and...
Rollover 401k, IRA to a commercial market bridge loan
Was listening to WGN this morning and the financial advisor was quite adamant about rolling over funds in my 401k...
What do you do with an extra $20K a year?
My Native American tribe has just begun issuing per capita payments totaling $20,000 per year. I am recently married and...
Pay off mortgage vs Saving for College
Hi Terry, I cant seem to get an honest answer on this question because everyone I ask has their own...
Pension
I have a TIAACREF and IMRF pension account. How do I choose the funds to invest in? I am 58...
Fee for Service Financial Planner
Can you recommend a Fee for Service Financial Planner in the northwest suburbs of Chicago? We want to ask questions...
RMD
My mother is 87 and her health has been declining recently. I had her withdraw more than the required distribution...
Stock investing and Reverse Mortgage
My husband and I are 72 and 73. We have our Northern home paid for, but have an $80,000 mortgage...
RMD
My wife and I must start taking the RMD from our IRA's in calendar 2016. What's the best discipline to...
Living Trust
What steps are needed to be taken by my daughter to put my living trust in effect after my death.....many...
Finding a CFP for retirement
Hi - I'm trying to choose a certified financial planner who specializes in pre-retirement planning. I have two plans in...
Cutting taxes on IRA withdrawals
How can I cut taxes on my IRA withdrawals ? How can I transfer money from a spouse's federal thrift...
We need a financial therapist!
Hi Terry, I love hearing your financial advice on WGN. I am writing because my husband and I need something...
Confidence in pensions (vs. other savings forms)?
Hello Terry, I'm 36, and In my 10th year as a public school teacher. My school district and state combine...
Will Vs. Trust
My husband and I are delinquent in visiting an attorney for estate planning purposes. We are in our mid-30s, have...
Savings bonds — gift to avoid taxes?
My wife and I are both 72 years old and we have $80,000 in U.S. Savings bonds dating back to...
2016 financial preparedness
Terry, we're in a predicament here in how we should prepared for 2016 and need your advice. I am 63...
