Financial Planning / Retirement Questions
Roth Conversion
Hi Terry, I am seeking more tax diversification for my retirement account and want to gain more Roth exposure. Is...
IRA For New Graduate
As part of a high school graduation present I wanted to start either an IRA or a ROTH IRA for...
Pension Buyout
How is a pension buyout calculated? Terry Says: The actuary for the company and the pension fund determines the "present...
Financial advisor
As I get closer to retirement - At this time, I am a full-time employee, (71) years old, but plan...
Long Term Care at age 73
I am a 73 year old active female. I keep busy and love to travel. Should I buy Long Term...
Elderly Invesment
Hi Terry, Both of my parents are living and just sold their home (only asset). How should they invest their...
How do I open up an IRA
Hi Terry I am a social worker and dont make much money. I would like to invest more since i...
Using IRA’s to pay for college tuition
Hi Terry: I need to use some of my IRA money to pay my children's tuition. Is there any advantage...
Should Working Spouses Invest in the Same Retirement Plans
Terry, I recently took a position at the same organization where my husband works. We have two choices for Tax-Deferred...
RMD
I turned 70 this year and have to make my RMD from my 401Kby December. I know I can defer...
Is using mint.com safe
If I add all my accounts into mint.com, is it safe and secure. Please advise Terry Says: Yes, Mint is...
Fees charged by financial planner
My husband and I recently met with a financial planner from Edward Jones. We have $100K to invest but don't...
IRA/RMD –when and how do I start?
My traditional IRA matures in may every year. in may 2015 i will be 70 years & 4 months old. I know...
future market risk for retirees
We are retired for nine years, living on SS and interest funds. So many scary predictions on the coming market...
Fee Managed Portfolio Accounts vs. Target/ Index Accounts
Terry, I am 66 and retired a year ago. I recently rolled over $100,000 from my 401K into the following....
Roth IRA – Young Adult
Hi Terry, my son has a part time job at his school. I would like him to open up ROTH...
Required minimum withdrawls from IRa’s
Thank you for taking the time to answer my three questions on required minimum withdrawls from an IRA. If one...
revokable living trust
What exactly is a revokable living trust? What are the benefits of having this verses a regular will? Terry Says: ...
will vs trust
just missed you on wgn, what is best for me a will or trust? i have appox $200k invested. my...
living trust vs. will
I think I am just like the person you talked about this morning on WGN. You mentioned the topic was...
