Financial Planning / Retirement Questions

My sister age 72 passed away in February of 2018 she has an IRA at UBS, I do not believe..

Who is a good choice to help with balancing financial plans? An investment company or someone at a bank? This..

Good morning. How do I start a Roth IRA? What are the steps? Do I have to go through a..

I am 63 years old, I have been informed by a former employer that I can take a lump sum,..

What is a good investment strategy for my mom who is 68 years old with just social security benefits and..

Terry you helped us before with Irs trying to collect 13,000 on our home equity payment. We won thanks for..

We have $1,800,000 in retirement savings. We have no debt. We could take lump sum payments on our pensions that..

Typically I receive a bi-weekly check, which is naturally taxed. And from the net income I'm able to contribute some..

How do financial advisors make money on accounts, and how much?

Hello Terry. Actually, I have 2 questions. Question #1: I don't think I've heard anything about the standard deduction of..

Hello Terry, How should someone balance saving for retirement (for me, 30-35 years from now) versus saving for medium-term goals..

Hi Terry! After talking with way too many 'professional planners' who don't seem to get what I'm talking about, my..

Are there any investments protected from creditors like mortgagor? I heard on radio show that there are some annuities protected..

Hi Terry, I am 62 years young and my husband is almost 57. He has been with AT & T..

Our financial advisor is recommending that my husband and I move $250,000.00 from our mutual fund account and put it..

I understand I can take distribution at 55 without penalty because I am fired in the year I become 55...

I am 62 with 401K of between 350-400K. Should I move my stocks to more conservative stocks or pull out..

My husband and I are both turning 69 this year. We each have multiple IRAs, mostly Roth, along with one..

Hi Terry - I am looking for a "fee only Financial Adivsor" in my area. I live in San Marcos,..

Any guidance/rules as to which stocks should be sold to comply with RMD requirements? Sell "winners" "losers" take a percentage..