Financial Planning / Retirement Questions
long term care & medicaid
Hello Terry, I am over 80+ years old, widowed for many years. I have 2 adult children , both disabled...
retired, wondering whether to put most of my IRA into an index fund.
My IRA is being managed now, but the fees (I think about 2% per quarter) are eating up most of...
Assets for sons of ill mother
My mother is bed ridden and unlikely to ever not be and she needs round the clock care. She is...
Navigating Medicaid and long-term care
My wife and I are 10 yrs away from a planned retirement both are healthy but we are thinking if...
Investment allocation between stocks and bonds
My husband and I are both 55 and looking over our retirement investments. What balance of stocks/bonds do you recommend...
Annuities for retirment
My husband and I are about 5 years from retirement, and are concerned about making sure our money lasts. We...
long term care and life insurance
you've written a couple articles 1) long term care combined with life ins 2) consider long term care ins now....
Husband is told he needs to open savings account under his name only to received IRA distribution at 70 1/2
Hi Terry, my husband told me that he is required to open up a savings account in his name only...
Taxable Income and IRA Options
Terry, My husband and I have questions regarding two things: taxable income and IRA options. When filing our taxes this...
Converting a regular Ira to a ROTH IRA
Dear; Terry I am sorry to bother you with my question and your time: I lost my job on 2009...
mortgage on retirement community
I don't believe I get title to the residence, but when paying for a villa in a retirement community I...
At my age, should I be investing in Growth or Value IRAs?
I'm 51 and married. My husband is 48. My husband and I together make about $150k/year. We have no children,...
trusts
I live in Baltimore county, maryland. What are the names of law firms to establish a Rlt. thank you Terry...
Can I make IRA contribution if no wages were earned?
Can I make IRA contribution if no wages were earned last year? (Am single, 63, live on deceased husband's pension,...
wills vs. trusts
Are there advantages in having a trust over a will? Terry Says: The advantage is in having a REVOCABLE LIVING...
where to withdraw monies — reverse mortgage?
Where to withdraw add'l income: reverse mortgage or variable annuity? Our only income is social security and an IRA annuity....
Retirement accounts
I am 64 years old and retired from the educational system. I receive a monthly pension from the California State...
pension fears cause retirement?
I worked for a company for 20yrs. Then they shut down I've been working at another company for 10yrs and...
retirement
Hey, I'm 45 with 146k in a 401k and 1700.00 in pensions per month accumulated so far. Is it fair...
IRA and RMD’s for 82 year old woman
My father passed away in March of 2014, and my mother (82 years old) was the beneficiary of his one-time...
