Financial Planning / Retirement Questions

Is there a tax advantage to moving money to a Roth IRA before needing to take RMDs at 73?

We aren’t residents in Florida. Would it be beneficial to change our deed to a Lady Bird Deed with our..

Dear Terry, I am a very fortunate 72 years old, retired with a pension, waited until 70 to collect social..

I am a 77 year old widow with $1.75 million in IRA and 401K’s. What can you tell me about..

Hi Terry. I was just listening to you on John’s show today (4/1/26) and missed most of what you said..

Is there a benefit for one close to retirement (-1 year) to max out a Roth contribution after years of..

Is 70 too old to do conversions? I have almost half in roth half in ira now, about a million..

Dear Terry, I enjoy and listen to your Wednesday show on WGN on a regular basis. I appreciate and agree..

My husband and I established a trust in 2017. Should it be named as our primary beneficiary on all our..

If my accountant and I decide it is in my best interest to change my regular IRA to a Roth..

Hi Terry, I retired in June after 36 years as a Public School teacher. I have a little over 500,000..

Good morning Terry, my dad is getting ready to retire and honestly i have no idea how this works. He..

None of my relatives are dependable. I’m in my 80s and able to take care of myself and finances, thanks..

I am 71. I am in moderate health. Collect social security and have a small part-time job. I have about..

Hi Terry, i have been reading your column in Sunday Tribune. We have our assets with Fidelity Inv Pvt Wealth..

I am currently dusabled yet not officially declared so yet. SSDI takes forever and my traditinal IRA is tanking! I..

Hi Terry, My wife and I love your columns and read them every Sunday in our Chicago Tribune. I turn..

Dear Ms. Savage, I am an 86-year-old woman who just lost her 89-year-old husband last Sunday, 3/23/26. Reviewing documents in..

I have a Roth IRA and a 401k. I’m retired and 65 years old. Is it best to put my..

Currently using advisor who uses Charles Schwabe funds with 2. Accounts about 1 million each have been talking to fisher..