Financial Planning / Retirement Questions

Hello Terry, With the new Big Beautiful Bill additional standard deduction of $12,000 for married filing jointly, I would like..

Have you published any guidelines for your recommended percentage split between equities and bonds/cash as people age and approach retirement?

A former employer had a pension plan that I was vested in. Sometime after I left, this employer turned over..

Hello Ms.Savage, I am a 62 yr old investor. I got your book I believe at a thrift book store..

My 97 year old dad has been investing in CDs for awhile but recently, they are often called back early...

We are retired and 70 years old. With the temporary $12000 senior deduction over the next 4 years, does it..

Hi Terry, I am 73 years old, married and my wife is also 73 years old. I retired from work..

I will turn 73 in December 30 of this year. Do I then have one day to take my RMD..

I’m 74 and still working full time. My wife is retired. We both are receiving SS. We have about $125K..

How far in advance of the planned start date for SS retirement benefits should the application be made? For example,..

Hi Terry, How do we start doing a will. I know if my husband dies before I do I would..

Does it make sense to treat vested pensions and social security as fixed assets, allowing retirees to invest largely in..

Hi Terry. If someone wants to retire full or part-time in the EU, are there banks or firms suited to..

Curious what your thoughts are on Mint since it has now been taken over by Credit Karma. I’m finding the..

I have filed for social security and have been approved. I would like to at least have federal taxes taken..

Hi Terry. I hope you are doing well. Im 53 and have about $400k with Vanguard. $50k in META and..

I am an 80 year old widow. I do have a will and a trust that I am comfortable with...

Hi Terry, I listen to you on WGN often and love your straightforward advice. My question is about choosing a..

Hi Terry, what are your thoughts on choosing between a Transfer on Death Deed vs. a living trust, especially for..

Terry: My husband passed 8 years ago and I have never missed a bill, I have a Mortgage just now..