Financial Planning / Retirement Questions

I’m retired and turned 73 in 2025. At the beginning of 2025 i took about $20k out of my 401k..

Hello Terry, I was told by my taxman that I do not need to file income tax, my only income..

Terry, I’m 67 and retired. I have about 550,000 in my 401, and also get pension checks each month. Annual..

I am thinking of putting my home in an irrevocable trust to avoid having to self pay for nursing home..

I’m no longer working and am going to be 61 . Is putting my 401K into a Roth account better..

Hi Terry! How should a person determine whether or not a financial advisor is worth the money? I am 71..

I feel nervous more than usual, I have enough chicken money for 3 or 4 years at least in cash...

I am turning 65 this year and am seeking professional guidance regarding tax planning strategies for my deferred compensation account...

I have $80,000 in my 401(k). I know I need to take a distribution this year. Should I take the..

Having just sold my small business and on the cusp of retirement, I followed your advice and found an advisor..

I’m trying to move my IRA at Primerica to Vanguard. Primerica requires a Medallion signature guarantee (MSG) for this. My..

My partner and I (40 yrs) not married own a home together that is paid off and titled in both..

I’m 70.5 have a $100K pension. Can’t figure out how to decide between a lump sum distribution or a 10..

Currently 63; how should I manage the below for retirement at 67 1. Rollover IRA – Total Acct Val $80,835..

Hi Terry, I sooooo love your chats and playful banter with King John! I’m 69 and retired but still doing..

Good morning! I still have many of your columns I have cut out over the years and I am now..

I need a trust or will whatever you think is better or more secure I need to make one out..

My wife and I are 65 y/o. I am retired from the Chicago Fire Department with a public pension ,..

Hello Terry, Happy Holidays! I have a pension along with a 401K with my company. I’m retiring on February 3rd..

My wife and I will be 70 in 2026, retirement lump sum is calculated at 338,000, annuity is 2200/month at..