Financial Planning / Retirement Questions

How do I know when to retire? I have Roth IRA and 2 401k’s My full retirement age for social..

Good Morning Terry, Is it true that a spouse can receive half of their spouses SS while both are still..

Hi Terry, I am going to be 63 this Spring. I have $105k (lump sum payout at 65) in a..

Hello, Both my wife and I are 70 years old. She started getting Social Security payments at 60 (approximately $2,000..

I’m sixty six and my wife is sixty one. We both work full time, and she now makes more money..

My husband passed away July 2024. He’s due a yearly IRMAA payment. I have not reached 73 to get my..

Terry, I am a 62yo working widow. When my husband passed, his work IRA’S transferred to me. Most are invested,..

Terry – I see advice often from you in the newspaper about 401(k)s. My question is: Is the same advice..

Terry, with just my SS payments alone, I will be over the $45,000.00 of income to be taxed and that..

My mother passed away May 14th 2020 and father passed away on December 1st 2024. In the will/trust it says..

Best way / place to invest RMD? Is a Roth possible?

Hi Terry, I am 69 ( recently laid off) and have a job offer for full time work with a..

Hi Terry, In your most recent article, you discussed advantages of donor funds and RMD’s. Question is: can contributions to..

Hi Terry, I just turned 65 and advised I had to start taking my pension payment at 65. I do..

Hi Terry, my question is this we just set up our trust (on our own). Now the bank needs the..

What annuity do you suggest using. I and my wife are 72 with about 3 million in savings. We own..

I have about $250K in Roth IRA, SEP IRA, reg IRA. I’ll be 70 in June. They have done very..

My husband, age 62 is so worried about the upcoming administration’s promises to take away social security & Medicare, that..

Good Day Terry. I just turned 65. Seasonal worker, April to November. How much money can I earn from payroll..

Terry, I am 73 and Fidelity has deposited my RMD into our checking account. Does Fidelity have to send the..