Financial Planning / Retirement Questions

My husband is 80 years old. We are heavily invested in stocks. He heard at his age he should only..

i am 61 and receive social security i want to no can i f foul for my pension. Where are..

Hi Terry, My husband and I are trying it determine if we need a RLT or if we have all..

Hello Terry, I received a mailing from my alma mater regarding a charitable gift annuity offer. What is your opinion..

Hi Terry, I’m a long-time follower of your columns and advice! Do you know if there are financial advisors that..

Hi Terry Looking to retire in about 6 months. Our long time Financial advisor from NWM is looking to handle..

My husband died in feb. 2025 at 76; second marriage for each of us-i’m 71; he owned his own company..

Hi Terry. I am retired & converting my 401k into a Roth IRA (We are in the 24% tax bracket)...

My Dad has alzheimers and is in assisted living. My Mom is the additional user on his cards. He is..

Plan to retire at 66 1/2. Will not take SS till 67, have a little over 1M in 401K’s. Wondering..

I am 78 years old and married. I have about 1.2 million in tax deferred savings. My savings is in..

Hello, I had a free introductory appointment with a financial investment manager. I am 69 and worried about the mandatory..

Hello Terry, I am in need of some guidance for our unique financial situation. We are looking to move as..

I have a land contract that will be getting paid off in 3 weeks due to sale of the entire..

Last week you addressed the estate transfer of stock ( assuming significant capitals gains) to heirs rather than selling it..

I am thinking I should convert some of our 401K to a Roth before year end so we can take..

Terry, I’m a73 year old retired city of Chicago employee with a fixed 457 (b)defered comp account through the City..

Hi Terry- I subscribed to Maxifi Planner. I filled out all the information to see if a Roth conversion makes..

I’m wanting to take a withdrawal from my TSP (thrift savings program) to supplement my pension because I did not..

I turn 73 in 2026. Do I need to wait until my actual birthday in 2026 to take my RMD..