Housing / Real Estate Questions
IHDA Program
Hi Terry, is this new IHDA program for new home owners only?
Mortgage refinance
When refinancing, is it best to use a broker or go straight to a lender? Is there a no cost..
Sale of income property
As owners of a 2 flat for almost 50 years, we are finally getting ready to sell it. It has..
Refi and add to savings?
We’re in our mid 60s and planning to refinance our mortgage and taking $30000 equity to pad our savings account..
Pay down mortgage
Hi Terry, I recently retired and we have a mortgage of $170,000. My wife is still working and makes an..
Mortgage forbearance
I applied for mortgage forbearance a couple of months ago and I know it’s ending in a month. So what’s..
HARP Loan I had until we moved on 07/7/2021
Hi Terry. Can we apply for another HARP Loan, that we had at our previous home, or is there another..
Taxes on home sale
I am seriously contemplating selling my home worth app 380 000, . Home is been paid in full a number..
Best way to pay for large condo special assessment
Hello, Love seeing you on WGN Morning Show! Unfortunately, my condo building is going through a number of improvements that..
Select Portfolio aka SPS
A few years back my husband and I had our mortgage through SPS. My husband got laid off and i..
Disclosing Bank Accounts to my Mortgage provider
Hello Terry, my forbearance plan will end soon and I’m looking to do a loan modification request as I am..
HOME EQUITY LINE OF CREDIT
My mom passed away Sept 2020. I am a “Grantor” on her Home Eq line of credit. Since I have..
Home Refinance
Hi Terry, we have $200,000 left on our mortgage at an interest rate of 4.5%. We are thinking of refinancing..
Forbearance/ Refinance
I am currently in the last stages of my forbearance program I currently am employed from my previous employer of..
Refinancing
I’m 77 & own a home for 14 years. We still owe $167,000 on our mortgage @ 3.67%. Home’s value..
Refinance –with three years til I sell?
Hi Terry, I am turning 64 this year and will likely sell my condo in the next three years and..
property taxes deadline
when is the first installment of the 2020 property taxes due in 2021 ? heard there was covid related extension..
Refinance or just pay off mortgage
I have a 15 year mortgage that will be paid off in early 2025 . My interest rate is 3%...
Refinancing at age 70
I am going on 70 years old and I have 18 years remaining on my 5.125 % loan, is it..
Should I get a home loan, or take out a mortgage to have rehabbing work done?
Hi Terry, I own a 1908 2-flat that I inherited from my parents years ago. They finished paying it off..