Insurance & Annuities Questions

Small Business needing Medical Insurance

I am the office manager at a dental practice in Oak Park, IL and my hygienist heard you speaking about..

teachpostal@comcast.net

I am 68 year old and in very good health. I have had a life insurance policy I’ve been paying..

Too sick for Life insurance?

My husband is type 1 diabetic. He also is taking medication for a heart attack he had in 2000. Other..

Walgreens Retirees lose Health Benefits! What to do?

Terry, A number of years back, Prior to the Walgreen family quietly being ousted from their own company, you spoke..

Fine for no insurance

Is there still a fine for no insurance?

annuity transfer

Can a partial 1035 be done from a nonqualified annuity account that is out of surrender charges and the $..

Survivorship Life Policy, payable on second death

My sister and I own a $500,000.00 life insurance policy that our parents purchased in 1989…of which my 88 year..

Health Insurance Choices

Hi Terry, I recently retired early at 55. My company offers a lump sum healthcare retiree program. I received $39000..

ACA health insurance penalty for 2019?

Hi Terry, My boyfriend is a seasonal worker and is not insured for 4 months out of the year. We..

Social security

Hi Terry, I am 67 years old and Medicare is my medical insurance. Medicaid is my secondary. How much money..

Insurance — COBRA or short-term?

I was laid off , 63, paying for Cobra almost 700.00 a month. i have tricare as a secondary carrier..

Health insurance

I am 62 1/2 losing my cobra coverage at the end of August. Saw you on WGN talking about bridge..

Dad is paying more into Life Insurance policy than it’s worth!

My father has a Whole Life Ins. policy since 1956. After my mom passed away, I took over paying his..

Long term care insurance

My husband (68) and I (60) took out long term care insurance about 10 yrs ago, total monthly $260.00 ,..

How to invest and shield life insurance death benefits for a minor?

My son is the beneficiary on his deceased father’s life insurance policy. The insurance company has not issued payout to..

HSA Contributions

I currently purchase individual health insurance with a high deductible (Bronze plan) on the exchange. In the past I have..

Spike in Premiums for Long Term Insurance Policies

Terry, my wife and I purchased long term care insurance policies from Northwestern Mutual in 2009, and our premiums have..

Variable Annuity conversion to Roth?

Hi Terry, I currently have a variable annuity. The sub-account's value is about $670,000. I have about five and a..

Annuities

Are fixed annuities good a product?

Long Term Care Insurance

What should I be careful of when looking for long term care insurance. I'm 70 years old.

money

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