Insurance & Annuities Questions
Small Business needing Medical Insurance
I am the office manager at a dental practice in Oak Park, IL and my hygienist heard you speaking about..
teachpostal@comcast.net
I am 68 year old and in very good health. I have had a life insurance policy I’ve been paying..
Too sick for Life insurance?
My husband is type 1 diabetic. He also is taking medication for a heart attack he had in 2000. Other..
Walgreens Retirees lose Health Benefits! What to do?
Terry, A number of years back, Prior to the Walgreen family quietly being ousted from their own company, you spoke..
Fine for no insurance
Is there still a fine for no insurance?
annuity transfer
Can a partial 1035 be done from a nonqualified annuity account that is out of surrender charges and the $..
Survivorship Life Policy, payable on second death
My sister and I own a $500,000.00 life insurance policy that our parents purchased in 1989…of which my 88 year..
Health Insurance Choices
Hi Terry, I recently retired early at 55. My company offers a lump sum healthcare retiree program. I received $39000..
ACA health insurance penalty for 2019?
Hi Terry, My boyfriend is a seasonal worker and is not insured for 4 months out of the year. We..
Social security
Hi Terry, I am 67 years old and Medicare is my medical insurance. Medicaid is my secondary. How much money..
Insurance — COBRA or short-term?
I was laid off , 63, paying for Cobra almost 700.00 a month. i have tricare as a secondary carrier..
Health insurance
I am 62 1/2 losing my cobra coverage at the end of August. Saw you on WGN talking about bridge..
Dad is paying more into Life Insurance policy than it’s worth!
My father has a Whole Life Ins. policy since 1956. After my mom passed away, I took over paying his..
Long term care insurance
My husband (68) and I (60) took out long term care insurance about 10 yrs ago, total monthly $260.00 ,..
How to invest and shield life insurance death benefits for a minor?
My son is the beneficiary on his deceased father’s life insurance policy. The insurance company has not issued payout to..
HSA Contributions
I currently purchase individual health insurance with a high deductible (Bronze plan) on the exchange. In the past I have..
Spike in Premiums for Long Term Insurance Policies
Terry, my wife and I purchased long term care insurance policies from Northwestern Mutual in 2009, and our premiums have..
Variable Annuity conversion to Roth?
Hi Terry, I currently have a variable annuity. The sub-account's value is about $670,000. I have about five and a..
Annuities
Are fixed annuities good a product?
Long Term Care Insurance
What should I be careful of when looking for long term care insurance. I'm 70 years old.