Terry’s Columns

On the Huffington Post!
  • What Is Deflation?

    January 26, 2015

    Americans have grown up with fears of inflation — commonly defined as rising prices. But despite the Federal Reserve’s oft-stated concern with inflation, we haven’t seen much of it in recent years. In fact, the current concern is quite the opposite: deflation.

  • State of the Union

    January 21, 2015

    Although the president didn’t go into detail in his State of the Union, the details that were released in the week before the speech should make middle class American’s think twice. Despite the rhetoric of "taxing the rich" — it’s pretty apparent that the middle class will do most of the paying.

  • Gold Is Glittering

    January 16, 2015

    All that glitters may not be gold in dollars, but gold could shine against other currencies in the uncertain economic year ahead. And that’s The Savage Truth.

  • FAFSA and Family

    January 12, 2015

    Families of millions of high school seniors are about to embark on a time-consuming, invasive and generally distasteful project: filling out the FAFSA — the Free Application for Federal Student Aid.

Terry’s Favorite Websites

Click here to view all of Terry’s Favorite Websites

Terry’s Favorite Calculators

  • When to take Social Security Benefits?

    Wondering when to start/how to maximize your SS benefits, and those of your spouse? This calculator from T. Rowe Price will help you make the smartest decision based on your own goals.

  • S&P Return Calculator

    Want to see the return of the S&P 500 — with and without dividends, and adjusted for inflation — between any two individual days? Click on this easy calculator to compare the performance of “the market” with your own investment returns!

  • How Much Should You Be Saving?

    Are you on track to save enough for retirement?  Or will your standard of living fall dramatically when you retire?  This calculator created by the Employee Benefit Research Institute is easy to use, and will show you how much more you should be saving, based on your age, estimates of longevity, and risk tolerance.

Click here to view all of Terry’s Favorite Calculators

Have Terry Speak

Speakers Bureaus Click Here