Terry’s Apps of the Year: Click here to read about MintBills.com and check out acorns.com to start investing your spare change every day.

Terry’s Columns

On the Huffington Post!

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  • Time to Buy a House Now!

    May 1, 2015

    Of course, the decision to buy is a complex one, often depending on your own job situation and your current credit rating, as well as having enough savings for a down payment. But you can work your way through those issues — if you believe in the benefits. Here’s why you should consider buying now.

  • More Term Life for the Money

    April 27, 2015

    Not everyone needs life insurance. But if you have dependents who will need to cover living expenses, pay off a mortgage or plan for college, then you should at least find out how easy and relatively inexpensive it is these days to buy simple term insurance.

  • Five Questions to Ask a Financial Adviser

    April 17, 2015

    Good advice is worth paying for — but you should know exactly how much you are paying.

  • Don't Run Out of Money in Old Age

    April 17, 2015

    First, if you’re making the annuity investment in your 60s — the optimal age — then you are accepting a very long term promise from an insurance company.

Terry’s Favorite Websites

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Terry’s Favorite Calculators

  • When to take Social Security Benefits?

    Wondering when to start/how to maximize your SS benefits, and those of your spouse? This calculator from T. Rowe Price will help you make the smartest decision based on your own goals.

  • S&P Return Calculator

    Want to see the return of the S&P 500 — with and without dividends, and adjusted for inflation — between any two individual days? Click on this easy calculator to compare the performance of “the market” with your own investment returns!

  • How Much Should You Be Saving?

    Are you on track to save enough for retirement?  Or will your standard of living fall dramatically when you retire?  This calculator created by the Employee Benefit Research Institute is easy to use, and will show you how much more you should be saving, based on your age, estimates of longevity, and risk tolerance.

Click here to view all of Terry’s Favorite Calculators

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