Terry’s Apps of the Year: Click here to read about MintBills.com and check out acorns.com to start investing your spare change every day.

04/20/2015
Terry Savage, one of the founders of MoneySmart Week will give a free seminar, open to the public on Monday, April 20th at noon at the Chicago Public Library

Terry’s Columns

On the Huffington Post!

click here for Terry’s column archives

  • More Term Life for the Money

    April 27, 2015

    Not everyone needs life insurance. But if you have dependents who will need to cover living expenses, pay off a mortgage or plan for college, then you should at least find out how easy and relatively inexpensive it is these days to buy simple term insurance.

  • Five Questions to Ask a Financial Adviser

    April 17, 2015

    Good advice is worth paying for — but you should know exactly how much you are paying.

  • Don't Run Out of Money in Old Age

    April 17, 2015

    First, if you’re making the annuity investment in your 60s — the optimal age — then you are accepting a very long term promise from an insurance company.

  • Reverse Your Mortgage

    April 15, 2015

    If you own your own home, you can turn it into a pension — giving you a tax-free monthly payout or a lump sum — with no need to repay until you die or sell your home.

Terry’s Favorite Websites

Click here to view all of Terry’s Favorite Websites

Terry’s Favorite Calculators

  • When to take Social Security Benefits?

    Wondering when to start/how to maximize your SS benefits, and those of your spouse? This calculator from T. Rowe Price will help you make the smartest decision based on your own goals.

  • S&P Return Calculator

    Want to see the return of the S&P 500 — with and without dividends, and adjusted for inflation — between any two individual days? Click on this easy calculator to compare the performance of “the market” with your own investment returns!

  • How Much Should You Be Saving?

    Are you on track to save enough for retirement?  Or will your standard of living fall dramatically when you retire?  This calculator created by the Employee Benefit Research Institute is easy to use, and will show you how much more you should be saving, based on your age, estimates of longevity, and risk tolerance.

Click here to view all of Terry’s Favorite Calculators

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