Terry’s App of the Year: MintBills.com Read the article
Terry’s App of the Year: MintBills.com Read the article
January 26, 2015
Americans have grown up with fears of inflation — commonly defined as rising prices. But despite the Federal Reserve’s oft-stated concern with inflation, we haven’t seen much of it in recent years. In fact, the current concern is quite the opposite: deflation.
January 21, 2015
Although the president didn’t go into detail in his State of the Union, the details that were released in the week before the speech should make middle class American’s think twice. Despite the rhetoric of "taxing the rich" — it’s pretty apparent that the middle class will do most of the paying.
January 16, 2015
All that glitters may not be gold in dollars, but gold could shine against other currencies in the uncertain economic year ahead. And that’s The Savage Truth.
January 12, 2015
Families of millions of high school seniors are about to embark on a time-consuming, invasive and generally distasteful project: filling out the FAFSA — the Free Application for Federal Student Aid.
Four Great Sites for Credit Card Info
Looking to maximize the rewards you earn on your credit cards to get the things you want most? Use these sites to do your research:
www.TheSimpleDollar.com
www.CreditCardInsider.com
www.Bankrate.com
www.CardRates.com
Finra BrokerCheck
Financial Planning & Organization Websites
BrokerCheck is a free tool to help investors research the professional backgrounds of current and former FINRA-registered brokerage firms and brokers, as well as investment adviser firms and representatives. BrokerCheck information is drawn from filings by regulators, firms and investment professionals. It includes current licensing status and history, employment history and, if any, reported regulatory, customer dispute, criminal and other matters. But, Terry warns, this tool is just a starting place, and has been criticized for not having information on personal bankruptcies, civil litigation, and older events. You should also check with your state’s registration database.
Sixty-Five Incorporated
Everything you need to know about Medicare, signing up, supplements, rules, and more at this helpful site, including this calculator to help you determine when you can sign up for Medicare.
Answered on January 28, 2015
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Answered on January 28, 2015
My father passed away in March of 2014, and my mother (82 years old) was the beneficiary of his…
Answered on January 28, 2015
Please tell me the specific documents one should keep in the ‘Forever Box’, Thank you…
Answered on January 26, 2015
I would like to know if any of the following expenses are reimbursable (tax free) from a Coverdell…
Answered on January 26, 2015
H i Terry, I’m considering a Participating Whole Life (PWL) insurance policy but have some concerns.
When to take Social Security Benefits?
Wondering when to start/how to maximize your SS benefits, and those of your spouse? This calculator from T. Rowe Price will help you make the smartest decision based on your own goals.
S&P Return Calculator
Want to see the return of the S&P 500 — with and without dividends, and adjusted for inflation — between any two individual days? Click on this easy calculator to compare the performance of “the market” with your own investment returns!
How Much Should You Be Saving?
Are you on track to save enough for retirement? Or will your standard of living fall dramatically when you retire? This calculator created by the Employee Benefit Research Institute is easy to use, and will show you how much more you should be saving, based on your age, estimates of longevity, and risk tolerance.
choosetosave.org
Find your Savage Number!
livingto100.com
What is your life expectancy?
FDIC.gov
Find your insurance limits.
IRAHelp.com
IRA questions answered!
Terry Savage is a nationally known expert on personal finance, the markets, and the economy. Read more about Terry
