Why is the U.S. Government borrowing at nearly ZERO percent interest, but your credit card is charging you 19.8% interest?!! Read this . . .

Terry’s Columns

Nationally syndicated by Chicago Tribune Content Agency

click here for column archives on The Huffington Post

  • Money Smart Holiday Gifts for Kids

    November 22, 2015

    Every year I try to give parents and grandparents a guide for holiday gifts that are more than worth the money you spend…

  • The Fed and the Markets

    November 22, 2015

    You’ve heard that old saying: "Damned if they do and damned if they don’t." That perfectly fits the Fed’s situation when it comes to raising rates early in December.

  • Stockpile a Holiday Gift

    November 17, 2015

    Americans will spend more than $125 billion on gift cards this holiday season. Those cards will be redeemed for everything…

Terry’s Favorite Websites

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Terry’s Favorite Calculators & Apps

  • Vanguard’s Nest Egg Calculator

    Vanguard’s Nest Egg calculator lets you change inputs to figure out how long your money will last in retirement!

  • When to take Social Security Benefits?

    Wondering when to start/how to maximize your SS benefits, and those of your spouse? This calculator from T. Rowe Price will help you make the smartest decision based on your own goals.

  • S&P Return Calculator

    Want to see the return of the S&P 500 — with and without dividends, and adjusted for inflation — between any two individual days? Click on this easy calculator to compare the performance of “the market” with your own investment returns!

Click here to view all of Terry’s Favorite Calculators

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