Terry’s Columns

Nationally syndicated by Chicago Tribune Content Agency

click here for column archives on The Huffington Post

  • Special Report: Free Mortgage Down Payment Money!

    A bank is granting free money to help you with a down payment on a house! It sounds too good to be true, but it actually is true. Here are the details.

  • Small Biz Health Ins Deal Beats Obamacare Exchanges

    There’s a little-known “quirk” in the Affordable Care Act that allows small businesses a chance to offer employees – even if as few as one employee enrolls – a job –based plan that is equivalent to the best deals offered by major insurers.

  • 2016 Holiday Money Gifts for Children

    Every year at this time I give some suggestions for holiday presents that have real financial meaning for your children and grandchildren.

  • Best Gift -- 529 College Savings Plan

    The best gift of all is a good education. So consider opening a 529 College Savings plan account for your children or grandchildren.

  • Obamacare Signup Tips

    November 1, 2016

    It's time to make choices about plans offered under the Affordable Care Act, known as ACA or Obamacare.

  • The Election and the Market

    As the election draws near, many people are wondering about the impact on their investment portfolios.

  • Medicare Part D -- Drug Test!

    It’s time for your annual drug test. And ignoring it could be very costly.

  • It's Still the Economy, Stupid

    October 10, 2016

    The silence about the economy in this political season is deafening.

  • Cheated -- or Escheated?

    October 3, 2016

    What would you do if you looked at your quarterly statement and the stocks in your account were gone — simply gone?

  • Debt Relief for Seniors, Disabled

    September 20, 2016

    Imagine being a senior citizen, living on Social Security and perhaps a small fixed pension, and trying to deal with the rising costs of living. Or imagine being a disabled person with no hope of earning additional money to make ends meet.

  • Start FAFSA Now!

    September 14, 2016

    There’s a big change coming in FAFSA – the Free Application for Federal Student Aid. And if you miss out on the new, earlier deadline, you just might miss out on a lot of money!

  • How Fed Hike Would Hit You

    September 12, 2016

    The Federal Reserve Board has been threatening to raise interest rates for almost two years. And now it really seems poised to take the second rate hike step of the past 10 years.

  • Social Security and Generation Warfare

    August 23, 2016

    Will you receive your Social Security check? It’s a question that’s about to divide generations and confront politicians.

Terry’s Favorite Websites

Click here to view all of Terry’s Favorite Websites

Terry’s Favorite Calculators & Apps

  • LongevityIllustrator.org

    How long will you live?  Financial planning would be easier if you knew! This website created by the Society of Actuaries will help you figure it out and plan appropriately.

  • Fidelity’s New Retirement Score Calculator

    Answer six easy questions, and this calculator will tell you where you stand (and what you can do) to be ready for retirement!

  • Vanguard’s Nest Egg Calculator

    Vanguard’s Nest Egg calculator lets you change inputs to figure out how long your money will last in retirement!

Click here to view all of Terry’s Favorite Calculators

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