Terry’s Columns

Nationally syndicated by Chicago Tribune Content Agency

click here for column archives on The Huffington Post

  • HELOCS -- The Next Mortgage Crisis

    June 24, 2015

    The last housing crisis was shocking to most homeowners who were caught in the crunch. But you know exactly when your next crisis is coming — the date you must increase your HELOC payments. You won’t get trapped if you start planning now.

  • Ask These Questions Before Buying a Life Insurance Policy

    June 24, 2015

    Unlike term life insurance, which buys you the maximum amount of coverage for the least amount of cash over a fixed term of years, "cash value" or "permanent" life insurance can last your lifetime.

  • How Credit Counseling Helps

    June 16, 2015

    Good advice is available, but not from those late-night television commercials that promise to "wipe the slate clean" — for a fee!

  • Market Timing and Election Years

    June 16, 2015

    One of the most interesting perspectives on market "timing" comes from the "Stock Trader’s Almanac," which for the past 49 years has compiled seasonal trends and historic data to help investors make market decisions.

Terry’s Favorite Websites

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Terry’s Favorite Calculators & Apps

  • Vanguard’s Nest Egg Calculator

    Vanguard’s Nest Egg calculator lets you change inputs to figure out how long your money will last in retirement!

  • When to take Social Security Benefits?

    Wondering when to start/how to maximize your SS benefits, and those of your spouse? This calculator from T. Rowe Price will help you make the smartest decision based on your own goals.

  • S&P Return Calculator

    Want to see the return of the S&P 500 — with and without dividends, and adjusted for inflation — between any two individual days? Click on this easy calculator to compare the performance of “the market” with your own investment returns!

Click here to view all of Terry’s Favorite Calculators

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