Terry’s Apps of the Year: Click here to read about MintBills.com and check out acorns.com to start investing your spare change every day.

Terry’s Columns

On the Huffington Post!
  • Robo-Advice for Investing?

    March 3, 2015

    Now, there’s a sense that the role of the traditional investment adviser may be threatened by new technologies and algorithms that bring advice and discipline to the investor who never had access to an investment adviser.

  • Robo-Advice for Investing?

    March 3, 2015

    Technology has brought us a long way in the field of investments over the past 35 years. We’ve come from the era of fixed rate brokerage commissions, exclusivity of information and limited market access to today’s instant access at low costs.

  • Fidelity Matches Some IRA Contributions

    February 27, 2015

    Thirty years ago, the newspapers (back then the primary advertising media) were filled with enticements to open a $2,000 IRA account. But that was then. Now, there are huge IRA’s sitting out there — many rolled from company 40l(K) accounts as boomers have changed jobs or retired.

  • Is Deflation a Worry?

    February 22, 2015

    Americans have grown up with fears of inflation — commonly defined as rising prices. But despite the Federal Reserve’s oft-stated concern with inflation, we haven’t seen much of it in recent years. In fact, the current concern is quite the opposite: deflation.

Terry’s Favorite Websites

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Terry’s Favorite Calculators

  • When to take Social Security Benefits?

    Wondering when to start/how to maximize your SS benefits, and those of your spouse? This calculator from T. Rowe Price will help you make the smartest decision based on your own goals.

  • S&P Return Calculator

    Want to see the return of the S&P 500 — with and without dividends, and adjusted for inflation — between any two individual days? Click on this easy calculator to compare the performance of “the market” with your own investment returns!

  • How Much Should You Be Saving?

    Are you on track to save enough for retirement?  Or will your standard of living fall dramatically when you retire?  This calculator created by the Employee Benefit Research Institute is easy to use, and will show you how much more you should be saving, based on your age, estimates of longevity, and risk tolerance.

Click here to view all of Terry’s Favorite Calculators

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