Terry’s Apps of the Year: Click here to read about MintBills.com and check out acorns.com to start investing your spare change every day.
March 3, 2015
Now, there’s a sense that the role of the traditional investment adviser may be threatened by new technologies and algorithms that bring advice and discipline to the investor who never had access to an investment adviser.
March 3, 2015
Technology has brought us a long way in the field of investments over the past 35 years. We’ve come from the era of fixed rate brokerage commissions, exclusivity of information and limited market access to today’s instant access at low costs.
February 27, 2015
Thirty years ago, the newspapers (back then the primary advertising media) were filled with enticements to open a $2,000 IRA account. But that was then. Now, there are huge IRA’s sitting out there — many rolled from company 40l(K) accounts as boomers have changed jobs or retired.
February 22, 2015
Americans have grown up with fears of inflation — commonly defined as rising prices. But despite the Federal Reserve’s oft-stated concern with inflation, we haven’t seen much of it in recent years. In fact, the current concern is quite the opposite: deflation.
Four Great Sites for Credit Card Info
Looking to maximize the rewards you earn on your credit cards to get the things you want most? Use these sites to do your research:
www.TheSimpleDollar.com
www.CreditCardInsider.com
www.Bankrate.com
www.CardRates.com
Finra BrokerCheck
Financial Planning & Organization Websites
BrokerCheck is a free tool to help investors research the professional backgrounds of current and former FINRA-registered brokerage firms and brokers, as well as investment adviser firms and representatives. BrokerCheck information is drawn from filings by regulators, firms and investment professionals. It includes current licensing status and history, employment history and, if any, reported regulatory, customer dispute, criminal and other matters. But, Terry warns, this tool is just a starting place, and has been criticized for not having information on personal bankruptcies, civil litigation, and older events. You should also check with your state’s registration database.
Sixty-Five Incorporated
Everything you need to know about Medicare, signing up, supplements, rules, and more at this helpful site, including this calculator to help you determine when you can sign up for Medicare.
Answered on March 5, 2015
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Answered on March 5, 2015
Hi Terry, my husband told me that he is required to open up a savings account in his name only in…
Answered on March 5, 2015
you’ve written a couple articles 1) long term care combined with life ins 2) consider long term care…
Answered on March 5, 2015
Dear Terry, I sent you a this question a few minutes ago and realized I didn’t give you enough…
Answered on March 4, 2015
My husband and I received letters from Prudential regarding the Long Term Care Insurance policies we…
When to take Social Security Benefits?
Wondering when to start/how to maximize your SS benefits, and those of your spouse? This calculator from T. Rowe Price will help you make the smartest decision based on your own goals.
S&P Return Calculator
Want to see the return of the S&P 500 — with and without dividends, and adjusted for inflation — between any two individual days? Click on this easy calculator to compare the performance of “the market” with your own investment returns!
How Much Should You Be Saving?
Are you on track to save enough for retirement? Or will your standard of living fall dramatically when you retire? This calculator created by the Employee Benefit Research Institute is easy to use, and will show you how much more you should be saving, based on your age, estimates of longevity, and risk tolerance.
choosetosave.org
Find your Savage Number!
livingto100.com
What is your life expectancy?
FDIC.gov
Find your insurance limits.
IRAHelp.com
IRA questions answered!
Terry Savage is a nationally known expert on personal finance, the markets, and the economy. Read more about Terry
