Why is the U.S. Government borrowing at nearly ZERO percent interest, but your credit card is charging you 19.8% interest?!! Read this . . .

Terry’s Columns

Nationally syndicated by Chicago Tribune Content Agency

click here for column archives on The Huffington Post

  • Why Savers Should Scream

    October 7, 2015

    Americans who saved for the future — for college, for a down payment, for retirement — and who want the safest place for their money are subsidizing the growing debt of the federal government, allowing the government to borrow at below-market rates.

  • Mortgages Made Easy

    October 6, 2015

    Your home is likely the most expensive purchase you will ever make – and the largest amount you will ever borrow. Yet, the mortgage loan documents have always been shrouded in mysterious legal language and complicated financial percentages. Now, that’s a thing of the past.

  • Got Your Chips?

    September 30, 2015

    By October 1, credit card holders and merchants were supposed to have switched to EVM chip-enabled credit cards and chip card readers. It seems that many consumers and businesses have blown that deadline.

Terry’s Favorite Websites

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Terry’s Favorite Calculators & Apps

  • Vanguard’s Nest Egg Calculator

    Vanguard’s Nest Egg calculator lets you change inputs to figure out how long your money will last in retirement!

  • When to take Social Security Benefits?

    Wondering when to start/how to maximize your SS benefits, and those of your spouse? This calculator from T. Rowe Price will help you make the smartest decision based on your own goals.

  • S&P Return Calculator

    Want to see the return of the S&P 500 — with and without dividends, and adjusted for inflation — between any two individual days? Click on this easy calculator to compare the performance of “the market” with your own investment returns!

Click here to view all of Terry’s Favorite Calculators

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