About Terry
Terry Savage is a nationally recognized expert on personal finance, the economy and the markets. She writes a weekly personal finance column syndicated in major newspapers by Tribune Content Agency.
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Terry's Columns
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Year End Investment Advice
There’s an old Wall Street saying: “No one ever rings a bell at the top.”...
Written on December 24, 2025 -
Identity Theft, Scams and Protection
It’s the holiday shopping/scamming season. And that makes it a good time to think about...
Written on December 16, 2025 -
IRMAA Increases Medicare Premiums
Every senior on Medicare should be intimately familiar with IRMAA – the initials that stand...
Written on December 09, 2025 -
Year-End Planning Checklist — and...
This is the time of year when I typically offer financial planning advice to those...
Written on December 01, 2025 -
Small Biz Health Insurance Deal...
Suddenly millions of working Americans can no longer afford “Obamacare” health insurance, as premium subsidies...
Written on December 01, 2025 -
Happy Thanksgiving — and an...
Once upon a time parents and children sat down together for the toughest talk: the...
Written on November 24, 2025 -
Waiting to take Social Security
You may have seen videos making the rounds on TikTok or other social media. Or...
Written on November 09, 2025 -
RMD Time — Again!
Time flies – and never so quickly as we approach the annual deadline for taking...
Written on November 05, 2025 -
Medicare Beware! A Special Report
The weeks between October 15th and December 7th are Open Enrollment – where seniors must...
Written on October 14, 2025 -
Medicare Beware #3: Part D...
You may not be taking prescription drugs when you sign up for Medicare at age...
Written on October 14, 2025
Ask Terry
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“Co signing a loan?”
Should I co sign a loan for my granddaughter? Will this affect my excellent credit.. -
“Trust Funds”
I need an understanding of Trust funds. I am concerned. I need Trust funds explained.. -
“Pretax 403B vs Roth”
I’m 72 years old still working full-time and just switched from my 403B to a.. -
“Where to put money from a Matured Annuity at age 72”
Hi Terry, I’m 72 my wife is 70 and we have 200 K in Allianz.. -
“Illinois Estate Planning – HB2601 — $8 Million Exemption? Will it REALLY happen??”
Terry, Do you have more information on HB 2601 introduced to the Illinois General Assembly,.. -
“Un-enroll from Medicare”
Yes, I was very dumb. Just b4 i turned 65 in Oct I checked out.. -
“Finding lost US savings bonds”
I have recently discover that I have list all my savings bonds from 1950’s through.. -
“Keeping Track of a portfolio”
I am 76 years old and mange my own mutual funds that I have with.. -
“Money market or tbill”
What is the best way to invest a large lump sum of money immediately to.. -
“Original Medicare v. Advantage Plans”
Hi Terry- My husband and I (71 & 67) have Original Medicare and a UHC..
Terry has explained personal finances to employees of organizations large and small, including:
