Ask Terry Questions young adult credit card

young adult credit card

By Terry Savage on December 27, 2022 | Credit/Debt

What is the best credit card for a young adult who’s just starting out to establish a good credit line history for his future?

Terry Says

Do a search at CreditCards.com.
Here is a link for Student Cards: https://www.creditcards.com/student/

Or here’s an even better place to start looking for “secured” cards. https://www.bankrate.com/finance/credit-cards/secured/
Basically, you deposit money in a savings account at the card-issuing bank. That becomes your “line of credit” for a regular VISA or MC. Charge regularly, pay off on time and in full every month, and soon you’ll build a great credit report — and can access other cards that do not require a deposit to get started!

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