0% credit card
I am 75 with a discover card balance of about $7700.
My credit score is just over or under 700.
I would like to transfer that $7700 balance to a 0% card so l may be able to pay it off come April.
After hearing you on WGN so much l am sure you will have a good suggestion.
One last thing. In 2018 l filed bankruptcy, when will this come off my credit score?
Terry Says
You can start your search for a 0% balance transfer card here:
https://www.bankrate.com/credit-cards/zero-interest/best-zero-interest-cards/
They may, or may not accept you Buy just know that after your “free-no interest” period ends, the rate will jump dramatically. And there is likely a fee for the transfer. AND, you do not want to charge another penny on this new card, or it may invalidate your zero interest period.
The bankruptcy will stay on your credit report for up to 10 years. Don’t mess up your current good credit by making an expensive mistake in this process.