Ask Terry Questions Credit Cards debt

Credit Cards debt

By Terry Savage on October 22, 2025 | Credit/Debt

Good morning, I am about $50,000 in debt with three credit cards. Can you recommend the best way to pay these back with lower interest? With just paying the minimal on one card that’s about $30,000 balance and a $600 payment. It’s very hard to pay more towards the principal. I feel like I’m drowning and I’m never going to get rid of these cards. Please help.

Terry Says

It’s not your imagination! You will never get out of debt by paying the minimums. Please read this special report on my home page:
https://www.terrysavage.com/dealing-with-debt-in-the-new-year/

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