Ask Terry Questions Credit cards to build credit

Credit cards to build credit

By Terry Savage on June 01, 2021 | Credit/Debt

Hi Terry
I enjoy listening to you on WGN. My daughter is wondering is it good to have more then one cc to build her credit or does it help to build credit if you have more then one even though you don’t use it .
Thanks

Terry Says

Ideally, she would have two credit cards. Charge a small amount on each card almost every month. Then pay it off on time and in full. She will build a great credit record that way over the years.

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