College Savings / Student Loans Questions

College Savings – 529 vs Roth IRA

Terry, Should I save for my children’s college in a 529 or a Roth IRA? I have eight years until..

529 vs gift stock slices

I would like to open an account for my great niece with a gift stock slices account. However, when I..

SavingS for grandchild

I have a new grandson and I want to open up an account for him. I want an account that..

College Financial Aid

I seem to recall reading one of your recent commentaries in the local paper regarding college financial aid where you..

Student Loans — how to repay?

Hi Terry, I have student loans for 2 children (both now out of college). I have been paying on my..

Financial Aid when parent’s income impacted by Covid

My husband filled out the FAFSA form for our daughter, who is a senior, earlier this year. He has since..

Student Loans — How to get started in Repayment

Hello! This is a question about student loan refinancing. We have tried to find some advice online, but it is..

Student loans

Need help or direction for my daughters school loans. We need to Consolidate while interest rates are low.

investing for Great-grandchild

What fund/investment / savings’ bond, T- bill would you suggest for an infant? I don’t want to buy clothes that..

College fund now breaking even after drop

Terry, I pay in bright start college fund right now and I just got back the money I lost earlier..

Investing

We are saving for the last 2 years of college for our son. I would like the money we are..

Investment for grand child

I will have a grand child born in the next week or so. I was wondering what sort of investment..

Student Loans

Hi Terry, I’m 59 and had to go back to school after my divorce in 2012. I did have student..

College savings

What is the difference between BRIGHT START and BRIGHT DIRECTIONS ? Thank you Terry !!!

College Question

I have money in a 529 but not enough. I know there are penalties, but why not pull from my..

Loan payments

Hello Terry I’m 57 years old , and my kids are all raised and through college. I have 11 years..

student loan debt payoff

Hi, I have 2 student loans adding up to about 90k. I’m 44 years old and have been paying on..

Coverdell ESA unused

I contributed the max for my children every year into Covberdell ESA’s and i invested it aggressively in individual stocks...

Parent Plus Loans

I converted my parent plus loans to SOFI to take advantage of lower interest rates but then when I applied..

Financing College

My daughter is about to start her fist year of college. We got the bill for the first semester and..

money

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