Credit/Debt Questions

I am going to be 74 in October and have debt that I cannot afford. Can I do bankruptcy and..

Is Credit Karma safe? I would like to keep track of my credit score and I’m one of those older..

Do Usury laws still exist? If so, how can credit card companies charge such ridiculously high interest rates?

With a fixed income family, $34,000 remaining to pay off, with but a need for a new roof. But we..

Received September 15, 2023 Letter regarding Changes in Account Terms Effective 11/02/2023 to 25.99%. I have used this card’s Balance..

Hi Terry, You have provided your advice in the past and I’m an avid WGN listener. My question: My daughter..

I. Just discovered my college son has maxed out his Discover card. Three thousand . What is the best way..

I order my credit reports every year from the source listed on the FTC website for all three credit bureaus...

I was informed by my long term insurance provider that there was a data breach and some of my personal..

Hi Terry! I’m hoping I didn’t make a mistake by signing over $ every month to this Company… Are they..

Granddaughter (27) ran up$700 in credit card debt four years ago. Did not make payments. Also $500 medical bills. Trying..

I’m concerned that my Discover reported FICO score is well over 800 while my FICO score as reported by Experian..

My brother is in serious debt since COVid . He started a small business, never incorporated.. now really struggling. Are..

I am financially struggling right now and need the money from my retirement. How can I withdraw this money ASAP?

My daughter is 25 years old and a graduate student at Boston University. After scholarships and grants, she will still..

My son graduated in May but still has some Series EE savings bonds. If he used these to pay down..

I am retired and have not purchased anything on credit for over 7 years. I have no outstanding bills. I..

I contacted a law firm which states that if I stop paying on some of my debt they would then..

My soon to be 20 year-old daughter, sophomore in college, would like to apply for a credit card. For the..

Hi Terry, I have a credit card that I paid off over a year ago. I have not used it..