Credit/Debt Page 10

Credit/Debt Questions

Cancelling credit card

Hi Terry, Did you say on WGN today that it’s okay to cancel a credit card if you’re not applying..

Credit

Should I candle an old credit card I’m not using? Does it affect my credit score?

Debt card

Is there still a point of service charge for using a debit card?

Closing unused credit cards

Greetings, My wife and I are in our 70’s and have excellent credit (and probably will not have a need..

Home Equity Loan / Retirement

Is a home equity line of credit a good way to buy a car, pay off credit card debt? I..

Credit card

Is it smart to cancel an old credit card that is not being used? And does it affect my credit..

Debt Consolidation

My daughter wants to consolidate her debt with a consolidation company. Can you recommend a reputable company that she could..

Credit consolidation

Hi several years ago you were kind to reply to my question on a reputable credit consolidation agency. I believe..

Debt relief –oops!

I recently got in a debt relief program with five lakes and my credit score has dropped tremendously. I had..

Credit card debt

Hi Terry, I am 59 years old and I have $30,000in credit card debt. I own a house valued at..

Credit card debt

Hi Terry, my husband and I have a combined credit debt of $14k. We are making $1100 monthly payments. What..

Charging for credit card use

Can/ should businesses be charging the consumer their charge amt on debit/ credit cards ?

Credit

Will National Credit Counseling combine bills to lower and manage debt?

Credit Card

I recently made an overpayment on my AT&T account and received a refund via a prepaid MasterCard instead of a..

Credit Card Debt for grandson

My grandson has a lot of credit card debt on three different cards and is thinking of consolidating debt on..

cc debt and student loans

My daughter has accumulated $43K in cc debt. avg. rate is 20%. Monthly min is appox $1,950. Also, graduated with..

Personal Loan

My husband passed a little over 3 yrs ago, unfortunately I only had a small life insurance policy on him...

Debt collectors after me, I’m a senior

I’m on social security and have tried paying off my credit cards. Unfortunately there is one debt that was sent..

Debt Consolidation

I have 3 credit cards and 4 store credit cards. 4 of those cards are at the limit or over..

Credit Card High Interest Debt

Terry my son is in his mid 20’s and has accumulated about $18,000 of debt on three credit cards; one..

money

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