Credit/Debt Questions
Refinance high interest consolidation loan
My daughter is currently paying a high interest rate on a debt consolidation loan. Is there any way she can..
Retired and too much credit card debt
Hello Terry, I’m 71 and retired. Through my working years I had no problem paying my creditors. Now being on..
credit cards with fees
Someone asked about cancelling a CC with a fee on John’s show today. FYI-I called my CC company after no..
Paying off credit cards
I am in the process off paying off all my credit cards and once I do should I then call..
Bankruptcy
I am going to be 74 in October and have debt that I cannot afford. Can I do bankruptcy and..
Credit Karma
Is Credit Karma safe? I would like to keep track of my credit score and I’m one of those older..
Usury laws
Do Usury laws still exist? If so, how can credit card companies charge such ridiculously high interest rates?
Credit card debit, mortgage & new roof
With a fixed income family, $34,000 remaining to pay off, with but a need for a new roof. But we..
FNBO Visa Signature Changes in Interest Rates
Received September 15, 2023 Letter regarding Changes in Account Terms Effective 11/02/2023 to 25.99%. I have used this card’s Balance..
Credit Card Debt (my daughter’s paying 28%!)
Hi Terry, You have provided your advice in the past and I’m an avid WGN listener. My question: My daughter..
Credit
I. Just discovered my college son has maxed out his Discover card. Three thousand . What is the best way..
credit reports
I order my credit reports every year from the source listed on the FTC website for all three credit bureaus...
Identity and credit monitoring
I was informed by my long term insurance provider that there was a data breach and some of my personal..
Credit consolidation; Credicare?
Hi Terry! I’m hoping I didn’t make a mistake by signing over $ every month to this Company… Are they..
Rebuild credit
Granddaughter (27) ran up$700 in credit card debt four years ago. Did not make payments. Also $500 medical bills. Trying..
FICO Scores
I’m concerned that my Discover reported FICO score is well over 800 while my FICO score as reported by Experian..
Bankruptcy
My brother is in serious debt since COVid . He started a small business, never incorporated.. now really struggling. Are..
Withdrawing money
I am financially struggling right now and need the money from my retirement. How can I withdraw this money ASAP?
Credit cards v student loans?
My daughter is 25 years old and a graduate student at Boston University. After scholarships and grants, she will still..
Series EE savings bond for student loans
My son graduated in May but still has some Series EE savings bonds. If he used these to pay down..