Credit/Debt Questions
Credit freeze, Credit Alerts and Insurance Rates
Hi Terry, I love listening to you on WGN and your podcast Friends Talk Money. I recently found an unauthorized..
Spouses debt
My husband died in June. He left me no life insurance. I am an authorized user on several of his..
Credit Card Debt
Hi Terry, My wife and I have about 52K in credit card debt. We moved into a new home almost..
Help son with credit card debt
My son and daughter in law have credit card debt of 21K, a car loan 11K and student loan of..
Refinance high interest consolidation loan
My daughter is currently paying a high interest rate on a debt consolidation loan. Is there any way she can..
Retired and too much credit card debt
Hello Terry, I’m 71 and retired. Through my working years I had no problem paying my creditors. Now being on..
credit cards with fees
Someone asked about cancelling a CC with a fee on John’s show today. FYI-I called my CC company after no..
Paying off credit cards
I am in the process off paying off all my credit cards and once I do should I then call..
Bankruptcy
I am going to be 74 in October and have debt that I cannot afford. Can I do bankruptcy and..
Credit Karma
Is Credit Karma safe? I would like to keep track of my credit score and I’m one of those older..
Usury laws
Do Usury laws still exist? If so, how can credit card companies charge such ridiculously high interest rates?
Credit card debit, mortgage & new roof
With a fixed income family, $34,000 remaining to pay off, with but a need for a new roof. But we..
FNBO Visa Signature Changes in Interest Rates
Received September 15, 2023 Letter regarding Changes in Account Terms Effective 11/02/2023 to 25.99%. I have used this card’s Balance..
Credit Card Debt (my daughter’s paying 28%!)
Hi Terry, You have provided your advice in the past and I’m an avid WGN listener. My question: My daughter..
Credit
I. Just discovered my college son has maxed out his Discover card. Three thousand . What is the best way..
credit reports
I order my credit reports every year from the source listed on the FTC website for all three credit bureaus...
Identity and credit monitoring
I was informed by my long term insurance provider that there was a data breach and some of my personal..
Credit consolidation; Credicare?
Hi Terry! I’m hoping I didn’t make a mistake by signing over $ every month to this Company… Are they..
Rebuild credit
Granddaughter (27) ran up$700 in credit card debt four years ago. Did not make payments. Also $500 medical bills. Trying..
FICO Scores
I’m concerned that my Discover reported FICO score is well over 800 while my FICO score as reported by Experian..