Credit/Debt Questions
Bills — buried in debt
Well my job is cut my pay and a half and I’m behind on some credit cards about 20 grand..
Loans — which to pay off?
Hi Terry, I have a mortgage at 4.5% . I pay $560 per month and my mortgage will be paid..
Credit card
I have about $18000 in credit card debt. Bad mistake. What is the best option for me that won’t hurt..
Budgeting for beginners
Hi Terry! I am just starting out with budgeting and am so overwhelmed. Where can I begin?
High Credit Card Debt
How would you pay off high credit card debt?
Credit rating
A couple of years back, because of an identity scare (I don’t remember the company hacked), you suggested freezing all..
Chapter 13 bankruptcy
Morning Terry! I am in my 3rd year paying 115$ monthly.I am 2 mortgage payments behind Due to unexpected death..
Consolidation on credit debt
I have $29000 in credit card debt, I’m looking for a loan, they won’t give me one because I went..
Put $ in Savings; Invest; or Pay Down Credit Card Debit
Just received my back pay. Should I put it in my savings or invest it? Should I use it to..
Bankruptcy
I have about $20,000 worth of debt on 15 different credit cards. I have had these cards dating back to..
Credit Counselor
Can you recommend a reputable and accredited credit counselor near Des Plaines,IL. I’m struggling with credit card debt and need..
Refinancing my car loan
Hi Terry, I was thinking about refinancing my car loan. My rent got higher and it may be difficult to..
credit card debt
Good Morning! My question is about credit card debt. I owe about 10,000 in credit card debit. Should I take..
Credit Card Debt
My husband and I have accumulated credit card debt of $15,000 on various cards, ranging from rates of 16%-23%. Some..
Restricted credit card
Hi Terry, I have a Capital One credit card acct. (since 1999). Acct. was put on Restricted status after I..
Credit card debt –We are buried!
My husband and I have accumulated around $20,000 of credit card debt combined over the past 10 years. What is..
Personal loan for current debt?
My husband and I have about $12,000 in credit card debt amongst about 5 credit cards. Some of that is..
credit card payments and your credit score
I use my credit cards for almost all purchases and monthly expenses (if no convenience fee is charged) to accrue..
Build Credit to get Mortgage
Hi, my husband and I our in our early 40’s and want a home. I have a credit score of..
Credit Reports –Where to get them?
Which credit report service would you recommend?