Credit/Debt Questions
credit card debt & pay day loans
Hi Terry, I have approximately $11,800 in credit card and pay day loan debt and student loan (government and private..
Foreclosure
My son bought his condo independently at age 20… he has made some poor immature financial decision in the last..
credit card/credit rating
I recently signed up for a card offering 0% interest for 18months for dental work. Unbeknown to me at the..
Free annual credit report check
Hi Terry, I know your very busy, but would you please post the ‘Free Credit Check’ servcie you recommend.
Filing for Chapter 7 Bankruptcy
Hi Terry, I’m 58 years old, and due to a variety of medical bills (and my own ignorance), I find..
Cancelling Credit Cards
My husband thinks it is okay to cancel a credit card. I say it can go against your credit score..
Bankruptcy
I’ve seen 2 Bankruptcy attorneys & I’m not sure if I’m going to file but one told me to stop..
Best credit card with rewards
Hi terry. I am 37 years old, don’t travel much, but looking to opening a credit card that has some..
When to file bankruptcy
I am overwhelmed with Credit Card Debt and 2 rounds of unemployment I can’t keep up with my payments. Can..
Girlfriend in debt
My girlfriend owes approximately $35,000 that is car and two credit cards. She is 45 and is drowning in the..
credit card after bankruptcy
What is a good credit card to get after a bankruptcy discharge. I was sent a pre-approved application from Merrick..
Inheritence
I recently inherited a small amount of money. Under 100k. Should I pay off cc’s and auto loan, or invest..
Debt
I have incurred a large amount of credit card debt. My husband’s name is not on the cards. It is..
credit freezes and reports
Is it possible to get a credit report after getting a credit freeze or should a credit report be requested..
Credit card as a favor
I applied for a credit card from a savings and loan. I did it as a favor for the teller...
Credit card
My Savings and Loan offered a credit card to me. I have never activated the cards. Will it hurt my..
Credit Card Balance transfered to 0.0% Interest Card
Hi Terry, my question is “Do I close or cancel the card that I transferred the balance from?” Thanks
Help with debt
The www.debtcounsel.net organization has closed. I am overwhelmed by paperwork and need a service structured exactly as theirs was offered...
501c-3 offer to help get me out of debt
The US Educational Financial Solutions sent me a letter stating that I qualify for the Non-Profit501c-3 creditor sponsored program. Is..
Identity Theft Protection
My husband and I are looking into Experian CompleteID. We are uncertain whether to share so much personal information with..