Credit/Debt Questions
Credit Card Balance Transfers
Hi, Terry. You’ve been of help before and I have a not too complicated (I think) question this time. I..
Building Credit after bankruptcy
My husband and I lost our first home due to unpaid taxes, the home was under my husbands name. Since..
Will Credit Score Rebound
Dear Terry, We were left a gift of money and are using it to pay off thousands of debt. Our..
Financial counseling for my adult children
I’m not in the best place financially myself so don’t feel qualified to give advice to my daughter and her..
Credit Card Debt..best options
Hi Terry, I hope you are well. My mom referred me to you. The facts: 12,000 in debt, 4 credit..
credit monitoring vs freeze
I am thinking about getting lifelock but would putting a freeze on my credit be just as good?
40lk withdrawal for need
I need to no can I with drawl for my 4olk one I already have a loan and you can..
Closing credit card accounts impact on score
Thank you for your quick answer to my previous question about whether or not I should pay off credit card..
Pay bills from inheritance to improve Credit Score?
Would it be wise to pay off all credit card debt which is quite high with inheiritance money? Will that..
Paying off credit card debt, then what?
Hi Terry! I love seeing you help people on WGN news! I thought I’d reach out about my situation. Over..
Rent payment on credit report?
I saw an ad for a company that claims if you make an arrangement with them where they pay your..
Credit cards
My husband and I use an Amazon branded Chase Visa card for the majority of our expenses each month (around..
Credit card debt – use IRA?
We have 12 k in credit card debt we have a small income now should we take from our ira
Senior Looking for legit co. to consolidate debt
Is there a company that will consolidate 2 debts totaling 10k that will allow me to pay it off within..
credit card debt & pay day loans
Hi Terry, I have approximately $11,800 in credit card and pay day loan debt and student loan (government and private..
Foreclosure
My son bought his condo independently at age 20… he has made some poor immature financial decision in the last..
credit card/credit rating
I recently signed up for a card offering 0% interest for 18months for dental work. Unbeknown to me at the..
Free annual credit report check
Hi Terry, I know your very busy, but would you please post the ‘Free Credit Check’ servcie you recommend.
Filing for Chapter 7 Bankruptcy
Hi Terry, I’m 58 years old, and due to a variety of medical bills (and my own ignorance), I find..
Cancelling Credit Cards
My husband thinks it is okay to cancel a credit card. I say it can go against your credit score..