Credit/Debt Questions
Senior on how to Pay off Debt
I am 71 years old semi retired. I have considerable debt ( 40,000.) and was wondering if I should refinance...
Applying for student loans with bad credit
Hi Terry I'm 36 years old and going to school full time in September for a 2 year program. I've...
FICO Scores
I have a Discover It credit card that provides a updated FICO score as part of my monthly statement. My...
heard you WGN radio – Freezing credit
61- Retired - no debit cards - no mortgage or planning to get one- 2 credit cards - use as...
Credit Card Debt scenerio
Hi Terry, You recently persuaded and discouraged me from filing for Bankruptcy. Thank you! I am reaching again because I...
best credit card
What is the best credit card to get that offers cash back on all your purchases? Terry Says: There are...
Daughter with grandchildren moved back home with debt
Divorced eight (8) years ago our daughter recently moved back home with my wife and I along with three (3)...
Balance Transfer on Credit Card
Hi, is there any legitimate credit card offers for 0% balance transfers to move a high balance(more than $10,000) over...
70+ pont drop in credit score
February 2015 I had my bankruptcy discharged. Since then, I have been able to obtain credit cards and car loans....
Victim of Identify Theft
Hi Terry! Rt. now I'm on my 3rd 90-day credit alert with Equifax/TransUnion/Experian. I've filed a police report this past...
Balance Transfer vs. Loan
Hello Terry. I have multiple cards and can only afford to make the minimum payment on each one. I'm considering...
Upside Down on Car
Terry, I have a baby on the way and would like to purchase a vehicle that is safer and easier...
Paying off a Credit Card balance
Hi Terry! I love watching your segments on WGN. I have a CC with a purchase finance charge at 13%...
Medical bills
I recieve Social Security Disability,.I applied for Medicaid from the State of Illinois and I was working a part-time job...
Latest from Chase credit card — new rates, and more!
Would you be interested in seeing a copy of the latest missive from my Chase/Amazon Rewards credit card folks where...
Getting my Credit score
Where is the best place to get free credit scores for the 3 services that do credit scores? Terry Says: ...
credit card bills
Hi Terry--Right now, my husband & I have between $40-45,000 in credit card bills. Between us, we bring home over...
credit card debt
Hi Terry, Is it advisable to take money from our savings to pay off credit card debt? Thanks! Terry Says: ...
Credit already a mess, should I file for bankruptcy?
My husband and I both have poor credit scores on the upper 500s. we have about 4 charge offs, three...
Balance Transfer vs. Consolidation
I have balances on multiple cards that I'm making a little more than the minimum payment on. Which option would...