Credit/Debt Questions
Daughter with grandchildren moved back home with debt
Divorced eight (8) years ago our daughter recently moved back home with my wife and I along with three (3)...
Balance Transfer on Credit Card
Hi, is there any legitimate credit card offers for 0% balance transfers to move a high balance(more than $10,000) over...
70+ pont drop in credit score
February 2015 I had my bankruptcy discharged. Since then, I have been able to obtain credit cards and car loans....
Victim of Identify Theft
Hi Terry! Rt. now I'm on my 3rd 90-day credit alert with Equifax/TransUnion/Experian. I've filed a police report this past...
Balance Transfer vs. Loan
Hello Terry. I have multiple cards and can only afford to make the minimum payment on each one. I'm considering...
Upside Down on Car
Terry, I have a baby on the way and would like to purchase a vehicle that is safer and easier...
Paying off a Credit Card balance
Hi Terry! I love watching your segments on WGN. I have a CC with a purchase finance charge at 13%...
Medical bills
I recieve Social Security Disability,.I applied for Medicaid from the State of Illinois and I was working a part-time job...
Latest from Chase credit card — new rates, and more!
Would you be interested in seeing a copy of the latest missive from my Chase/Amazon Rewards credit card folks where...
Getting my Credit score
Where is the best place to get free credit scores for the 3 services that do credit scores? Terry Says: ...
credit card bills
Hi Terry--Right now, my husband & I have between $40-45,000 in credit card bills. Between us, we bring home over...
credit card debt
Hi Terry, Is it advisable to take money from our savings to pay off credit card debt? Thanks! Terry Says: ...
Credit already a mess, should I file for bankruptcy?
My husband and I both have poor credit scores on the upper 500s. we have about 4 charge offs, three...
Balance Transfer vs. Consolidation
I have balances on multiple cards that I'm making a little more than the minimum payment on. Which option would...
Cancelling Credit Cards
Greetings Terry, I would like to cancel a few of my credit cards - I do not use a few...
Debt Consolidation
Hi Terry, I have about $33,000 in credit card debt. I work in sales and usually make pretty good quarterly...
What’s your opinion on the Citi Double Cash Credit Card?
Hello Terry, I'm considering the Citibank Double Cash Credit Card. I always pay the monthly balance on my credit card....
loan to pay off credit (and make home improvement)
Hi Terry, Are the loan companies (like best egg or my prosper) a good way to consolidate and pay off...
Mortgage loans after short sale
we have bad credit because of a bankruptcy 6 years ago. We also have to do a short sale on...
spouse’s credit card at death
Am I responsible for me deceased spouse's credit card debt? Terry Says: Only if you were a signer on the...
