Credit/Debt Questions
consolidation loans
Hi Terry, My husband and I are 52 and 53 years old. we have been working really hard to pay...
Concealed Student Loan Debt ruins Credit in Marriage
Hi Terry, My daughter was married last year. She was in good financial shape until then. Apparently her husband has...
Canceling credit cards
Hi Terry I am finally at the point that I have paid off all my credit cards However I have...
Where to get Credit SCORE?
You always say the best source to check your credit report is AnnualCreditReport.com, but it's states on their website that...
transferring credit card debt to a 0% credit card.
Cannot remember which card you suggested to transfer existing debt and pay off in one year. Also, does it affect...
DEBT
I HAVE A BANK OF AMERICA CREDIT CARD DEBT OF $5,000, WHERE I KEEP TRANSFERRING MY BALANCE TO PAY ZERO...
debt counselor recommendation
Terry could you recommend a reputable group for our niece to discuss debt counseling. They are a year behind on...
Credit Cards search
What web site or association can I go to to find a new low interest credit card. Terry Says: Go...
Lifelock, Really??
Your column is generally quite helpful but how can you recommend Lifelock in your column when Lifelock agreed on 12/17/15...
Freezing credit
I took your advice - froze my credit - should my wife also freeze her credit ? She has been...
Senior on how to Pay off Debt
I am 71 years old semi retired. I have considerable debt ( 40,000.) and was wondering if I should refinance...
Applying for student loans with bad credit
Hi Terry I'm 36 years old and going to school full time in September for a 2 year program. I've...
FICO Scores
I have a Discover It credit card that provides a updated FICO score as part of my monthly statement. My...
heard you WGN radio – Freezing credit
61- Retired - no debit cards - no mortgage or planning to get one- 2 credit cards - use as...
Credit Card Debt scenerio
Hi Terry, You recently persuaded and discouraged me from filing for Bankruptcy. Thank you! I am reaching again because I...
best credit card
What is the best credit card to get that offers cash back on all your purchases? Terry Says: There are...
Daughter with grandchildren moved back home with debt
Divorced eight (8) years ago our daughter recently moved back home with my wife and I along with three (3)...
Balance Transfer on Credit Card
Hi, is there any legitimate credit card offers for 0% balance transfers to move a high balance(more than $10,000) over...
70+ pont drop in credit score
February 2015 I had my bankruptcy discharged. Since then, I have been able to obtain credit cards and car loans....
Victim of Identify Theft
Hi Terry! Rt. now I'm on my 3rd 90-day credit alert with Equifax/TransUnion/Experian. I've filed a police report this past...
