Credit/Debt Questions
Budgeting
Can you suggest a spreadsheet that will help me track my monthly spending so that I can develop an accurate..
Credit cards
I am starting over and I’m trying to build my credit with a prepaid credit card if you open an..
Bankruptcy
I need help with filing for bankruptcy and which chapter to file. Can someone here help me or point me..
Transferring large credit card balance with high interest rate to zero interest account- advantages vs disadvantages
Hi, I have several high balance credit card accounts with very high interest rates. I have asked them to reduce..
too many credit cards?
what problems might arise if you open cred cards just to accumulate points? is there an amount of credit cards..
Best way of handling large amounts of credit card debt
HI Terry – Due to mental health issues with one child and physical health issues with another, we now are..
Who can help clean up my financial mess?
I suffered depression for 30 years and couldn’t take care of our finances. Now I’m in complete remission. Our tax..
Retired, no debt, rejected for bank loan
Hello, my wife and I are both retired in our early 60’s. House is paid for. No debt for 15..
Bankruptcy In Texas
What are advantages if someone files for bankruptcy if they lost their business/ livelihood? Does it vary from state to..
Comment ….from my sister,( my older sister!)
The more important thing about credit debt is the credit rate. I found out, by checking, that my BP Amoco..
FICO
My FICO IS 808. I HAVE NO MORTAGE (House all paid off ) , NO LOANS, I Pay every statement..
Credit score
Hello Ms. Savage, I watch you on WGN every Wednesday morning.. I was wondering if you can give me some..
Putting A Parent In A Nursing Home
Terry We need to put my dad in a nursing home and Medicaid will take all of his social security..
FICO score
What is the best way to increase one’s credit score from these two choices? Obtain either an auto loan or..
Credit cards
I have a credit card that I don’t use and one that hasn’t been registered or used. I’ve heard that..
Credit card debt
Please the best and most efficient way to pay off credit cards
How to get credit as a single mom of 3 children
My daughter is a single mom and supports 3 young children. She needs a credit score to apply for a..
Canceling a credit card
I want to cancel a Discover card since 2005 that I had for gasoline purchases. Never understood their program so..
403b funds to pay off debt.
I’m set to retire via TRS in spring 2025. We still have a lot of credit card debt we are..
Protection against data breach and possible ensuing fraud
I just received a letter from Cook County Health about their data breach and the steps I should take to..