Credit/Debt Questions
401k Cashout
Hi Terry, I’ve heard you on the radio and I was hoping you’d be able to help me with this..
Mortgage vs Credit Card Interest Rates
Credit cards state that interest rates are based on the Federal Banks numbers. Mortgage Rates are also based on federal..
Closing Credit Card Accounts
Hi Terry, I really enjoy you on the radio & your columns. You are the finance guru! I was deep..
Getting money out of annuity when TIAA says it is impossible.
I have a 403b with TIAA, and opted to receive direct deposit funds monthly instead of annually after I retired...
Pay off home equity loan
What are your recommenations for paying off a home equity loan? Amount of loan is not going down due to..
Credit reports and freezing credit
I love your segments on WGN. I am confused. I just went into the three credit bureau websites to see..
Credit Card predatory charges
Terry, I purchased furniture at the room place 3 years ago on a 36 month interest free promotion. I was..
Debt Reduction
I read your Mar. 16 article in the Chicago Tribune, “The dangers of debt” with great interest. Pun intended. My..
Bill paying/retirement saving
I started late and did a few dumb things over time . I have 11,000 in card debt, two cars..
Paying off credit card debts
Not a question. Sharing the strategy I used to eliminate our credit card debt years ago. Since I got paid..
Divorce decree & student loan
Hope your well. My daughter had co-signed on her ex-husbands student loans which he is not paying. Her divorce decree..
Citi Diamond Preferred card
They approved me and sent the card. However, I made a typo trying to enter my password. I’ve tried saying..
closing credit card
I have one credit card I haven’t used in over 2years. Prior to that I used that card for about..
National foundation for credit
How do I find help to consolidate my debt that’s with a reputable company or lawyer I can afford and..
Loan
Hi terry have a question looking to get some stuff done but don’t know where to start I owe about..
Debt
My son has created debt that is having a hard time paying off. Is there a credit counseling company he..
SBA loan
Hi Terry I have a $17,000 sba loan plus $1500 interest that is in Charge off status. What is your..
credit card
Reliable source about credit cards–what exactly a dispute is, what the bank does when you dispute a charge, what a..
Citi Diamond Preferred
Is this credit card a good tool to get out of credit card debt?
401K loan
Terry, is it wise to borrow from your 401K account?