Financial Planning / Retirement Questions

We have $1,800,000 in retirement savings. We have no debt. We could take lump sum payments on our pensions that..

Typically I receive a bi-weekly check, which is naturally taxed. And from the net income I'm able to contribute some..

How do financial advisors make money on accounts, and how much?

Hello Terry. Actually, I have 2 questions. Question #1: I don't think I've heard anything about the standard deduction of..

Hello Terry, How should someone balance saving for retirement (for me, 30-35 years from now) versus saving for medium-term goals..

Hi Terry! After talking with way too many 'professional planners' who don't seem to get what I'm talking about, my..

Are there any investments protected from creditors like mortgagor? I heard on radio show that there are some annuities protected..

Hi Terry, I am 62 years young and my husband is almost 57. He has been with AT & T..

Our financial advisor is recommending that my husband and I move $250,000.00 from our mutual fund account and put it..

I understand I can take distribution at 55 without penalty because I am fired in the year I become 55...

I am 62 with 401K of between 350-400K. Should I move my stocks to more conservative stocks or pull out..

My husband and I are both turning 69 this year. We each have multiple IRAs, mostly Roth, along with one..

Hi Terry - I am looking for a "fee only Financial Adivsor" in my area. I live in San Marcos,..

Any guidance/rules as to which stocks should be sold to comply with RMD requirements? Sell "winners" "losers" take a percentage..

You responded to a question about 26F - that it was not wise to invest before a Fiduciary Rule goes..

What is your perspective about leaving $ to your children when there is a significant difference in their earning potential?..

Is it true that I can take out my 401k without penalty?

Hello< I am looking to retire in 4 years, but I would like to find a Financial Planner that knows..

planning on retirement this fall,have option pension (3900 per mo./reduced to3000 per mo. @age 65) or lump sum 750,000.00 which..

Hi Terry - My husband and I established a HELOC to fund our daughter's medical school education. She has been..