Financial Planning / Retirement Questions
need name of financial planner and lawyer
I am a recent widow in my 80's and would like to make certain I have everything in correct order,...
money gift to children
I'm interested & looking for some easy to understand way to gift tax exempt money to family . Will this...
Retirement Investment
Terry, my wife and I are trying to determine what to do with about 55K which has become available. The...
Deferred Income Annuities
I enjoyed your Monday, April 20th presentation at the Harold Washington Public Library. The subject of annuities are of interest...
“Free” Financial Power of Attorney Forms
Dear Ms. Savage: I went on the internet to download a free generic type "Financial Power of Attorney" form that...
retirement decision
I am 60 and my wife is 62. We have no mortgage on our house and have about $600,000 in...
Financial planner performance
Terry, regarding your article "5ways to tell . . .", the one question I was looking for pertains to a...
Long Term Disability Insurance
I am 59 years old, single, no mortgage, with two grown children living on their own, have been out of...
Revocable Living Trusts for married couple.
SHOULD MARRIED COUPLES HAVE TWO SEPARATE REVOCABLE LIVING TRUSTS? Terry Says: That depends on how they want to maintain their...
long-term care insurance
Which of the asset-based (or hybred) LTCi products do you prefer and why? Terry Says: I think it's time to...
IRA ACCOUNT lock-in for 8 years??
I'm 70 year old will investing my money in Ira with a lock in for 8 years be wise Terry...
Medicare supplemental insurance for disabled
Hi, Terry, I have a friend who is disabled. She is 53 yrs old, receiving Social Security disability...
Estate Plan
I am over 65 years old and have still not written a will or made an estate plan. How do...
When to take social security
Hi, Terry. I'm a 65 year-old retired Chicago school teacher receiving my pension and am on medicare. In a few...
Social Security vs. ‘income’
Does taking an IRA distribution count as income that might reduce my monthly social security payment? If so, when should...
401K rollover at age 71
My question: I'm 71. I attempted to roll over the balance in my employer 401K account and was told I...
Chicken Money
I just wanted to ask you professional opinion on my situation. I am a beneficiary to my parents and my...
What accounts to withdraw money from
Hi Terry, I wrote to you previously but I want to add information to my question (I haven't received a...
Access to SEP/IRA funds in a medical emergency.
I am considered disabled by social security and have been since 2012. Right now I am 62 years old and...
getting good advice for my roth ira
Im 49 yr old single female. i have about $85,000 in my roth. i have a company managing it and...
