Financial Planning / Retirement Questions
Retirement planning: use 40l(k) to pay off mortgage?
Have already retired (4 years; 64 years old) and still maintain a mortgage on my home. Recently refinanced (HARP) for...
2 accounts- single and ira
Hi, Terry, I have (2) separate accounts with Edward Jones- a single type account in which I hold individual stocks...
Selling Savings Bonds to help Granddaughter
Hi Terry, I am trying to figure out my income tax for 2013. I am an elderly widow, have combined...
Life expectancy
How long am I going to live? Terry Says: I appreciate your belief that I have this knowledge, but only...
retirement goal savings goal.
Terry, I am 36 years old with a wife and two kids who are under ten years of age. I...
SS..or widows pension
I am 62 years old working 25 hours per week as caregiver yo my 93 year old boss for last...
Social Security Payment Reductions (radio ad)
I keep hearing an advertisement on conservative talk radio that gives a Web site called socialsecurityfree.com that says the government...
Trust or Will ?
Hi Terry,my wife and i are in our early fifties with one son.We have a house in Illinois,which is almost...
Taking social security early or not?
I disagree with my wife and say we should hold off taking her social security until she is 70. I...
Reduced Social Security Benefit for County Pensioners
My husband "retired" in 2003 from the Cook County State's Attorney's office and receives a pension from the County. He...
first time home purchase with divorce settlement money?
Terry, I am recently divorced and am earning about 28,000 a year in my job. i received all my ex-husband's...
When to take social security when paying mortgage
Terry, both my wife and myself look forward to your advice and consider you as our goddess of financial planning....
IRA’s for adult children
Terry, can a parent put away money for an adult child via an ira or Roth ira directly or do...
Karen Vogelsang
Terry: I need your help! When you spoke at our event in Valpo a few years back, a client thought...
Social Security not enough for senior to live on
I am receiving $891.00 per month for my social security disability and 53.00 for food coupons. As you can see...
Retired at 62
Hi Terry, I'm 62yrs old, retired, collecting a small pension and social security. Any suggestion on tax shelters? I don't...
Retired Seniors –tax deferred investments?
Hi Terry, I recently sold my home & also had a 5 yr. CD mature , so I need advice...
Traditional IRA renewal
I have a traditional bank IRA cd maturing in a few weeks.($120,000) Because of the unstable & low interest rates...
Traditional IRA Renewal
I have a traditional bank IRA CD maturing in a few weeks ($120,000). Because of the unstable & low interest...
Retirement accounts
I am retired and my wife is retiring at the end of this month. should we combine our retirement funds...
