Financial Planning / Retirement Questions

At age 77, I have a large traditional IRA. My goal is to convert this sum to a Roth account...

Terry, when do you turn in your W4-V for Social Security? When applying or after you start receiving benefits? Thank..

Sorry to bother you but I was wondering if you can recommend a legal firm that can help me in..

Can one create their own will. There are 2 children involved to a married couple.

Hi Terry My wife and I had our will drawn up by an attorney, a few years ago. We don’t..

Background: Married, retired. I’m 72, wife is 70. 2 adult married sons and 5 grandchildren, 8, 10, 15, 19 &..

Does all 401k accounts include Roth 401k accts for RMD calculation?

Hi Terry, My husband and I need to get going on writing a will. We don’t have lawyer and don’t..

Hi Terry, I will turn 73 in 2026 so my RMD will be due based on year end statements from..

I’m getting a pension from Illinois municipal retirement fund. I also did a volunteer contribution to a savings account where..

If we are making annual Roth conversions within our tax bracket (age 77) – what should those monies be best..

Terry, I read your piece in the Richmond Times Dispatch this morning and was surprised that you did not mention..

I’m 75. I had a life insurance policy for my daughter’s benefit until this past September. They were upping my..

I read an article in the USA Today saying that the 60/40 stocks:bonds asset allocation is back in favor. I..

I inherited an IRA from my wife in 2022 who inherited it from her sister in 2017. Am I under..

I’m 68 years old and I’ve had a Roth IRA since 2012. My financial advisor tells me that any money..

What is a Stat Trust and should I use one if I am a widow to protect my money from..

I have a 401k with a former employer. I’m currently working part-time with a different employer due to physical disabilities..

I am a single senior / homeowner ( won’t be paid off till I’m 82 !!)Was laid off 1 year..

My stock broker would like a copy of our will-what for I don’t know-isn’t that kind of personal?