Financial Planning / Retirement Questions

Hi Terry – I was recently laid off, but I have well over $200K of company stocks. I am considering..

Is there any chance that WEP will go away. We each worked and paid into SOC SEC for many years....

Hi Terry, I am thinking of requesting my ss while I am still working full time. Is there a restriction..

Terry, because Social Security is potentially going broke, would you recommend taking Social Security early with the thought that maybe..

In making a trust or will is it best to indicate a dollar amount or a percentage of total amount..

I’m a 66 year old retired civil service woman with a pension and started taking my small social security at..

My wife and I are both 71 yrs old and retired at age 65. We have 3 sources of monthly..

I have a $90,000 decedent IRA in a Merrill Edge acct. to use over 10 years, $16000 in an IRA..

Do programs like ‘Maximize My Social Security’ take into account the present value of money. A dollar taken today is..

Hi Terry, It is necessary or beneficial to re-title bank and brokerage accounts to a trust even if we already..

My wife passed and I am the beneficiary of her retirement savings plan. Asset allocation, 41.9 % retirement funds, 31.8..

Hi terry – I appreciate your work and have used many of your links and resources – thank you. I..

Each year we have our financial company write checks to our favorite charities from the IRA as a QCD so..

My company where I work was acquired so my vested RSUs were converted to $$; this is till sitting in..

I am bombarded daily with warnings about politicians who want to do away with Social Security and Medicare, and organizations..

Dear Terri, Is it better to pay commission or a percentage to broker? We have less than a million invested.

Terry, just retired in June and have approx 1 mil in a guaranteed fund earning about 3.23 %. I’m 66..

Hi, Terry. About 6 years ago, I consolidated my rolled over 401k and some IRAs became a client of a..

Good morning, Terry. I’m hoping you can give me guidance on what options to select for a spousal annuity from..

I am 65 and plan to move money from my 401k to a Roth account to reduce my RMD amounts..