Financial Planning / Retirement Questions

Can I roll over my 401k into a cd-ira without penalty? My last day of work is December 28th, 2023...

Hi Terry- I’m an avid listener but never heard this question asked before. Are there upper limits on how Social..

I cannot imagine the government letting us do this I do have a will and irrevocable trust, I have a..

Hello Ms. Savage: If you please, I am thinking about refinancing my home using my VA benefits. Do you think..

Dear Terry, We started a trust with a lawyer before I listened to your podcast. We did not put our..

I have my cemetery plot and charges paid for and will be buried next to my husband Should I pay..

I am a widow and turn 73 next year. How much do I need to tell IRS to take from..

Next month I can start receiving widow SS benefits. I will be retiring in 2024. Should I hold off on..

I sold a property and have a one time windfall. SS is being reduced and Medicare premium increased. I will..

Hi Terry – I was recently laid off, but I have well over $200K of company stocks. I am considering..

Is there any chance that WEP will go away. We each worked and paid into SOC SEC for many years....

Hi Terry, I am thinking of requesting my ss while I am still working full time. Is there a restriction..

Terry, because Social Security is potentially going broke, would you recommend taking Social Security early with the thought that maybe..

In making a trust or will is it best to indicate a dollar amount or a percentage of total amount..

I’m a 66 year old retired civil service woman with a pension and started taking my small social security at..

My wife and I are both 71 yrs old and retired at age 65. We have 3 sources of monthly..

I have a $90,000 decedent IRA in a Merrill Edge acct. to use over 10 years, $16000 in an IRA..

Do programs like ‘Maximize My Social Security’ take into account the present value of money. A dollar taken today is..

Hi Terry, It is necessary or beneficial to re-title bank and brokerage accounts to a trust even if we already..

My wife passed and I am the beneficiary of her retirement savings plan. Asset allocation, 41.9 % retirement funds, 31.8..