Financial Planning / Retirement Questions
Signature card at a bank
I don’t know if you can answer this, but maybe you can comment. My sister got a trust. She wanted..
INHERITED IRA OR 401K for disabled child
If I leave a 401k or iRA to a trust i have set up for my disabled ( blind )..
401k rollover
Hi Terry. My wife is retiring in a few months and we’re looking for advice on rolling over her 401k...
Too much money
You said you’ve never heard of a retired person with too much money? That’s me. I was raised by a..
wills — at 55 am I too young?
terry, Im 55 and have over $1.0m in my ira. I don’t have a will or living trust yet, my..
20% LOSS IN 2 IRA’S, WE ARE IN OUR 70’S
What to do Terry, we are in financial trouble, we are 72 and had only $40K in 2 IRA’s. We..
RMD withdrawal — wait until age 73
I will be 73 in February 2024. My financial person told me I should withdraw his year because I would..
Spousal Social Security
Terry: If my 69 year old wife begins collecting her social security (about $900 / month) now: 1.) Will she..
IRA or US Treasury Bills
Hi Terry, My financial advisor at Vanguard suggested I put in $7,000 into my IRA which is now at $38,000..
Retirement Planninng
Hi Terry, I’m age 62 and thinking of retiring at 65 and collecting Social Security. I had some health issues..
Inheritance
Hi Terry I presently am receiving money from my parents that is deposited in a joint checking account under my..
Stock
My husband and I own various stock, some certicates, Some held by the company. The approx total value is $150000...
The right mutual fund for me?
I am 78 years old, , and have a pension and social security. I am invested in Vanguard Wellesley fund,..
Inherited IRA and Roth IRA
I have two inherited IRAs. My dad died in 2003 at the age of 78. I have been taking yearly..
Medicare
Hi Terry, I want you to know you are THE BEST! I have my Mom (71) in Traditional Medicare A/B..
How much can my portfolio loose
I am 67 my husband is 68, we have recently retired. We both are collecting our Social Security. We will..
Retired from job. What to do with the companies 401k plan.
I have retired from my job with a major grocery store. I had a 401k plan with them. Fidelity is..
IRMAA adjustments
Good morning, Terry. Thank you for considering our question. We recently received notice from the Social Security Administration that based..
Trusts
Hi Terry, If I do a trust for my daughter, will she have to sign anything? I only ask because..
Financial Advisor Fees
I have a financial advisor that charges me a monthly fee for my IRA, Roth IRA and TOD accounts. Until..