Housing / Real Estate Questions

Mortgage refi to 10 year loan?

Hi Terry. You and Steve B.made mention of falling mortgage rates. We are currently at 4.125 15 yr(2018) with $78k..

Rent Control

Hi Terry, I am from Chicago, but have been working and living in Tokyo, Japan for quite some time. I..

Mortgage Lenders and Rates

Good Morning Terry. My wife and I read your article titled “This spring looks like smart time to buy home”..

Accessing Home Equity via Unisom

Hi Terry, Enjoy your columns because you show common sense and experience based know-how. Q: What do you think about..

Selling a Townhouse

i need to sell my townhouse which is currently being leased. I tried to sell it last year but had..

How To Determine How Much To Spend On A Home Addition?

My husband and I are considering adding on to our house because our family is growing. We only want to..

lien on property

My husband and I are buying the lot next door to us. During the final stages of our loan process,..

Home Equity Loan for paying credit card debt

Hi Terry, My wife & I are in our mid to late 40’s and have accumulated close to $98K in..

Deductibility of Interest on Home Equity loan

HELOC Interest deduction – still available for HELOC’s taken out prior to 2018? In your column in the SD Union..

Real Estate Purchase

I want to get into real estate. Buy proper ty and fix them up and sell or rent. I don’t..

Line of equity

My parents own a home which is requiring approximately 50k in repairs. They are unable to obtain a loan to..

No landlord

hello Terry my question is my landlord has been missing for 1 year anf I haven’t been paying any rent..

first home

need to Know if i should keep renting our buy a house my wife has to travel more miles to..

selling stock to purchase home

Hello My husband(77) and I(71) would like to purchase a home in Philadelphia to be closer to our children. Most..

HELOC before Retirement

I plan to retire in 2 years. Should I open a HELOC now, though not use the money, because of..

401K and home downpayment

Hi Terry, I’m 23 years old and planning to buy a home within the next 3-5 years. I was wondering..

refi mortgage to include son’s student loan?

Who should I seek for advice on giving me and my husband advice how and if we should refi he..

Refinance our home

My husband thought you were smartest person in the world. He died 1/13/1916. We bought our home in 1974 but..

Profits from sale of second home

We just sold our second home in Florida -no mortgage- we have residency in Illinois. We are not sure what..

Refinace two mortgages

Have one mortgage at Bank of America at 8.5 for 61,000 another at Citi bank at 3.5 for 135,000 would..

money

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