Insurance & Annuities Questions

Blue Cross/Blue Shield Plan F Secure

I have been on Medicare since 2006. At that time, Plan F was the best. This year, since I am..

401c3 TSA, difficulty cashing in

Hello Terry, My husband has a small annuity he took out in late 80’s with Knights of Columbus when working..

Loan against life insurance

I took a loan against my life insurance policy about 10 years ago. Wasn’t in the position to pay back..

Advantage Health Insurance

Hello Terry …. Seem to recall you saying that you don’t recommend the Medicare Advantage plans. Can you please explain..

Medicare Enrollment

I will be 65 in July 2025 and retiring in August 2025. I plan on going on my husbands health..

Use of Broker or Agents to find Medicare Supplement Plan

I need to find a Medicare supplement plan and agree with you that medigap is the preferred option. Do you..

Should we surrender Second to die policy

600 K death benefit (bought second to die about 20 years ago) Paid in more premiums than surrender value, surrender..

Term Insurance

I currently have a Term Insurance Policy($400K) through my employer retirement plan. I am currently retired. As I get older,..

1 time windfall increased my Medicare costs

I had a one time only increase to taxable income 2 years ago. What is the IRS tax form I..

Delaying enrollment in Medicare A

I’m 65 and turn 66 in July. I have health insurance through Cigna provided by my wife’s employer (Aldi). I..

HSA and career change

Hi, Terry- I retired from a teaching career at a private school in June. I am still eligible to receive..

long term insurance

C AN A PERSON BUY LONG TERM INSURANCE AT 79 YEARS OLD ?

SSI

My wife was approved for ss disability can she stay on my health insurance plan

Changing from Medicare advantage to a supplement

My dr will not accept my Medicare advantage ppo plan after this year. I want to go back to regular..

I signed up for long-term care over 10 years ago now when I look at my policy, it looks like it’s a $100,000 life insurance policy. What the heck happened

I signed up for long-term care insurance and now when I look at the policy, it says $100,000 of life..

Home insurance

Any idea home insurance low prices thank you

Pension/longterm care

Why is it that you work your whole life and earn a pension but when you need to be placed..

Long Term Care Insurance

Hi Terry. When it comes to LTCi, how long should the benefit period last? I understand the importance of adequate..

Term life insurance?

Terry, on today’s John Williams show you discussed getting term life insurance in case you need it. I think it’s..

Sale of rental house

My mother and stepfather gifted me their house in 2010 with the understanding that I would keep them in their..

money

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