Insurance & Annuities Questions

Hello Terry, We are purchasing long term care insurance for myself (53). We cannot afford the hybrid, and on your..

Hello Ms. Savage, What are your thoughts on Indexed Universal Life insurance policies? Thank you, Scott

If you choose a Medicare Advantage plan can you switch back to a regular Medicare plan next open enrollment? Thank..

Hi Terry, I have an HSA at First Am Bank. As part of my cafeteria plan at work, my employer..

What was the contact info for the November 15th enrollment for a great small business health insurance plan for a..

Hi Terry, I have had the blue cross medicare prescription plan for many years and I am not on any..

I think I’m about to drop a bomb of a question. Here goes: What do you need supplemental Medicare insurance..

Can I contribute/transfer money from my 401k to my health savings account when I am retired?

I am getting conflicting advice One broker recommends a straight forward long term care policy to offset limited benefits with..

I retired from the gov’t and retained my Bluecross and picked up Medicare A & B . Ipay $386 per..

After reading your article on Monday, questions regarding Medicare supplements; 1. Is it possible to buy Medicare supplement outside of..

In your October 14, 2020, column, you write: “Some Advantage plans have a zero monthly premium, only requiring you to..

Would you chose Medicare or Medicare Advantage for yourself?

Hi Terry, am a 62 retiree from CPS, on Cobra until December, make too much to receive ObamaCare, what’s the..

Hi Terry, Which life insurance (whole or term) is better? My husband’s term life policy is expiring next year. He..

Hi Terry, I recently had to make an inquiry about my husband’s life insurance policy. Since I am not the..

What is the advantage of having an immediate annuity? Isn’t a bank account as efficient in for example providing an..

My husband turned 66 feb 26 of this year. In the year 2019 he took medicare insurance benefits when he..

Hi Terry, I’m want to retire in January 2021. But thing that is holding me back is the health insurance...

I am 63 y/o and my term life insurance will expire soon. I obtained it when I was married had..