About Terry
Terry Savage is a nationally recognized expert on personal finance, the economy and the markets. She writes a weekly personal finance column syndicated in major newspapers by Tribune Content Agency.
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Terry's Columns
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Artificial Intelligence — A New...
Does the concept of Artificial Intelligence (AI) scare you or intimidate you? Or do you...
Written on June 04, 2025 -
We Live in a Digital...
We live in a digital world – especially when it comes to money. And, like...
Written on June 01, 2025 -
I-Bond Update — and Advice
The new rate for Series I bonds purchased after May 1, 2025 is 3.98%. That...
Written on June 01, 2025 -
Student Loans: Do Something Now!
Student loans have been looming in the background for more than five years – ever...
Written on May 27, 2025 -
Know What You Own
In the midst of all the advice about not panicking over stock market volatility, likes...
Written on May 14, 2025 -
Social Security: True or False?
Update: April 28, 2025 The Social Security Administration is backing off a plan it announced...
Written on April 28, 2025 -
The Fine Line Between Fear...
There’s a fine line between fear and optimism, between financial fact and emotion. The whipsaw...
Written on April 28, 2025 -
What are the Odds?
What are the odds? It’s a question you should ask yourself when making any financial...
Written on April 19, 2025 -
Fasten Your Seatbelt — Updates
Update on Thursday, April 10 The shock of the original tariff announcement was equaled and...
Written on April 08, 2025 -
The Stock Market — What...
I have been asked by many over the past few days: “What do I do...
Written on April 07, 2025
Ask Terry
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“Civil Service Retirement System and Social Security”
My ex-husband (now deceased) retired from the United Stares Postal Service under the Civil Service.. -
“Reverse mortgage vs line of credit”
78 years old married good health. Still working. No Mortage, ranch house valued at 1.2.. -
“Maxifi Planner discounts?”
Terry- I am very interested in trying the Maxifi Planner software for my personal needs... -
“Spousal social security”
You mentioned that a wife can collect 1/2 of her husband’s social security amount after.. -
“Reverse Mortgage”
Would a reverse mortgage be a good way to eliminate a $40000 home mortgage so.. -
“Wills vs RLT — your video”
Where can i find the video you discussed in your 6/8/25 newspaper article? Difference between.. -
“Cd rate forecast”
I’m 71 years old have enough money invested in the stock market, but keeping some.. -
“WEP/GPO SSFairness Act”
Ssa sent me a form to complete info regarding my monthly pension starting 2004. They.. -
“Medigap choice help”
You have mentioned a reliable company to help choose medigap plans. I didn’t understand the.. -
“Debt /budget advice for young family”
What type of a professional would I look for to help guide/advise a young couple..
Terry has explained personal finances to employees of organizations large and small, including:
