Terry Savage’s Archives
Below you will find the columns terry has written by date.
Below you will find the columns terry has written by date.
Special Report: Free Mortgage Down Payment Money!
A bank is granting free money to help you with a down payment on a house! It sounds too good to be true, but it actually is true. Here are the details. Read It Here
Small Biz Health Ins Deal Beats Obamacare Exchanges
There’s a little-known “quirk” in the Affordable Care Act that allows small businesses a chance to offer employees – even if as few as one employee enrolls – a job –based plan that is equivalent to the best deals offered by major insurers. Read It Here
Best Gift — 529 College Savings Plan
The best gift of all is a good education. So consider opening a 529 College Savings plan account for your children or grandchildren. Read It Here
2016 Holiday Money Gifts for Children
Every year at this time I give some suggestions for holiday presents that have real financial meaning for your children and grandchildren. Read It Here
Best Gift — 529 College Savings Plan
The best gift of all is a good education. So before you start shopping for holiday gifts for your children or grandchildren, consider opening a 529 College Savings plan account. These tax-sheltered college savings incentives are easy to open, require no major investment decisions, and this gift will be appreciated far into the future. Here..
Medicare Part D — Drug Test!
It’s time for your annual drug test. And ignoring it could be very costly. Read It Here
The Election and the Market
As the election draws near, many people are wondering about the impact on their investment portfolios. Read It Here
Obamacare Signup Tips
It's time to make choices about plans offered under the Affordable Care Act, known as ACA or Obamacare. Read It Here
It’s Still the Economy, Stupid
The silence about the economy in this political season is deafening. Read It Here
Cheated — or Escheated?
What would you do if you looked at your quarterly statement and the stocks in your account were gone — simply gone? Read It Here
Check Your Risk Exposure
Have you ever made a list of all our personal risks and vulnerabilities? It can be a shocking undertaking. But corporations across America are now required to do "enterprise risk management" (ERM) studies. And so should you. The difficult part of this project is figuring out where to start. Here are a few areas you..
Debt Relief for Seniors, Disabled
Imagine being a senior citizen, living on Social Security and perhaps a small fixed pension, and trying to deal with the rising costs of living. Or imagine being a disabled person with no hope of earning additional money to make ends meet. Read It Here
Start FAFSA Now!
There’s a big change coming in FAFSA – the Free Application for Federal Student Aid. And if you miss out on the new, earlier deadline, you just might miss out on a lot of money! Read It Here
How Fed Hike Would Hit You
The Federal Reserve Board has been threatening to raise interest rates for almost two years. And now it really seems poised to take the second rate hike step of the past 10 years. Read It Here
Social Security and Generation Warfare
Will you receive your Social Security check? It’s a question that’s about to divide generations and confront politicians. Read It Here
Beat the Market?
It's been a great five years for the stock market. The Dow Jones Industrial Average and S&P 500 have made new all-time highs. You could hardly miss making money in the stock market -- except if you were a mutual fund manager. S&P Dow Jones Indexes has just released a report showing that over the..
Help With Health Insurance Choices
Making decisions about health insurance is complicated and potentially very costly. It's no surprise that Americans don't do a great job of it. It takes work to figure out the best health insurance options. And few people take the time to do it right. Alegeus Healthcare, a provider of platforms for corporate insurance plans, compiles..
Campaign For Investors — Help for You
Just in time, some very powerful forces are lining up on the side of the individual investor vs. those in the financial services industry who have been overcharging and urging investors into flawed products. The timing is critical because the baby boom generation is rolling trillions of dollars out of company 401(k) plans and into..
Beware of Fool’s Gold!
Rising gold prices -- the precious metal was up 16.5 percent in the first quarter - have given renewed life to some old scams, using new technologies. Just last week a man was arrested in Kansas, charged with selling fake gold bars on Craig's List. Michael Fuljenz, President of Universal Coin and Bullion, a member..
Budget Is Not a Dirty Word
It's time to confront your past spending - and make good on your vows to get your money organized. The word budget is both a noun (I'm going to make a budget.) and a verb (I'll have to budget my expenses.) Either way, it doesn't happen without your active participation! Here are a few ways..
