Credit/Debt Questions
Use “orphan” Roth IRA to pay down credit card debt?
Hi Terry My question. I have a Roth IRA account with Charles Schwab with $1,136.00 in it, but I can’t..
Impact of authorized user on credit score
Terry, how does being an authorized user on a credit card affect your own credit score?
Paying off Credit Cards
Would it be a good idea to pay off credit cards using the equity in my home? If so, what’s..
Debt relief program
I’ve been talking with this company for a few weeks now and I’m trying to get rid of 15k worth..
Auto finance on used truck purchase
We had no debt than we had to get used truck. We r not sure where to finance our truck..
Credit Card Reduction — a scam?
I received an e-mail from GRT Financial , saying that they could substantially reduce my credit cards & monthly payments...
Getting Credit reports
What is name of free credit report service?
Credit report problem
My mentally challenged sister was coerced into co-signing a loan by her abusive boyfriend in approximately 2012. The loan was..
Credit cards with a annual fee
I have a chase visa through Southwest Air. It has a annual fee and I have never used it. They..
Credit Score
Hi Terry – I checked my credit score through my bank and credit card company. Why would there be such..
Stop credit cards
I have credit cards like Sears that I want the company to get rid of. Is there a company that..
Debt relief — the right move?
I may have screwed up, I have credit card debt . I am 67. Trying to pay the each month..
Debt relief programs too good to be true?
I have been seeing the following debt relief program for seniors with over $20k credit card debt… is this legit..
credit scores
Hi Terry Our company of which myself and my husband are “guarantor’s” for ,has applied for Credit 3-4 times this..
debt consolidation
Good morning – I am currently am a full time worker and have a debt which adds up to 11,000..
Should I payoff my home equity loan?
My Mother passed and left me some money. Should I take the money and payoff my home equity loan or..
credit card and credit score
A retailer closed my credit card account during covid19, how does their initiation of the close effect my credit score?
Freeze your credit
What are the steps one should take to “Freeze your Credit” what are the advantages and/or disadvantages
Advice for debt relief
Hello, I wanted to know about the advice for deb relief. I am trying to find low-interest rate loan to..
Freeze credit
After listening to you on the Roe Cahn show I tried freezing my credit. I was able to do it..