Credit/Debt Questions
Hospital Bills
My niece asked me, “Where do I start paying for ten years of hospital/medical bills (around $100,000)?” She now has..
Cashing in a Simple IRA
I want to cash in a small $12000 Simple IRA to pay off Debt. I will be working at least..
Paying bills– help!
Well I am having issues paying my bills because my company cut my pay and I don’t want to do..
Personal Budgeting
Hi Terry, My father for Xmas is willing to set me up with someone that can look over my finances..
How to save?
Hi Terry, I emailed you last week re: how much to save ($25,000 in credit card debt). I guess I..
Credit Score
Today my Credit Score is over 800 and so is my wife’s. Discover our credit card company is offering 0%..
Credit freeze
I took your advise and froze my credit in March 2016, but now I would like to lease a car..
Paying off Credit Cards vs. Saving
Hi Terry, I recently sold my home and decided to rent (1 year lease ends July 2020) until I find..
How much to save
My husband & I are in our mid 50’s both employed and make about $175,000 a year. We have no..
paying off credit cards
I have enough money to pay off all my credit cards. I have 4. Is there any benefit to my..
Bills — buried in debt
Well my job is cut my pay and a half and I’m behind on some credit cards about 20 grand..
Loans — which to pay off?
Hi Terry, I have a mortgage at 4.5% . I pay $560 per month and my mortgage will be paid..
Credit card
I have about $18000 in credit card debt. Bad mistake. What is the best option for me that won’t hurt..
Budgeting for beginners
Hi Terry! I am just starting out with budgeting and am so overwhelmed. Where can I begin?
High Credit Card Debt
How would you pay off high credit card debt?
Credit rating
A couple of years back, because of an identity scare (I don’t remember the company hacked), you suggested freezing all..
Chapter 13 bankruptcy
Morning Terry! I am in my 3rd year paying 115$ monthly.I am 2 mortgage payments behind Due to unexpected death..
Consolidation on credit debt
I have $29000 in credit card debt, I’m looking for a loan, they won’t give me one because I went..
Put $ in Savings; Invest; or Pay Down Credit Card Debit
Just received my back pay. Should I put it in my savings or invest it? Should I use it to..
Bankruptcy
I have about $20,000 worth of debt on 15 different credit cards. I have had these cards dating back to..