Credit/Debt Questions
Freeze my credit report to avoid identity theft?
Dear Terry, Lately it seems that hackers can get into the computer systems of any merchant or financial institution at...
Debt Management Group
I have 40,000 in credit debt and want to use Debt Management Group from New York, are they reliable?. 2653...
Credit card after bankruptcy
Can you recommend a good credit card following a bankruptcy? Is it possible to get an unsecured card? Terry Says: ...
Free credit report?
Can I obtain a free credit report? Terry Says: You can get a free credit report at www.annualcreditreport.com. There you...
credit score
What is a website where you can truly get a free credit score-no joining any programs. Terry Says: Go to...
Personal finance organization after Manilla?
What electronic bill paying and organization system would you recommend? You once recommended manilla.com. I have used this system for...
Internet security question on credit access
Terry: My elderly in-laws (88 and 89 years old) are in the process of moving out of their home and...
Financial record keeping Mint or Quicken?
What are your thoughts on mint.com? Do you recommend it? Terry Says: Absolutely, and I mention it in most of...
Bankruptcy
I am underwater in financial debt and am thinking about filing bankruptcy. However, I own another property that is the...
Debt settlement, student loans, help!
Hello Ms. Savage, I am 46 and am moving back in with my father (at his suggestion). The rent for...
Travel Checks? or Credit Cards?
In light of hacking and credit card data theft, do businesses today take travelers checks? We'd like to use these...
Credit Score/Report
I have heard that Credit Karma is a reliable web site for a free credit score and report. I have...
Credit Report Correcting
You were on WGN 9 in Chicago this morning and talked about a website to visit that assists in making...
Credit Report
How can I get a free copy of my credit score from all three agencies Terry Says: Go to www.AnnualCreditReport.com,...
Getting Credit?
I am 71 years old my husband is a retired physician 75 years old. All of our credit cards and...
credit monitoring or freeze / Hold credit
My wife and i are trying to decide weather to enroll in a credit monitoring service like LifeLock or put...
Paying Debt/Starting a retirement fund
My husband and I are in the process of paying off our debt. Neither one of us has a retirement...
credit cards
Hi Terry, I have a lot of credit cards I don't use and are paid off. They do charge a...
paying off debt vs paying into IRA
I have alot of credit card debt with high interest rates. Do I try to pay those down before paying...
Repairing bad credit score
Once you get timely making all required payments after a few years of being delinquent (particularly regarding student loans), how...
