Credit/Debt Questions
Building credit
My grandsons are trying to build credit, what is the best way? What would be the best credit card to..
Bankruptcy
Hi Terry, You have me a number about six months ago for bankruptcy info in the state Illinois. I can’t..
Credit Card Debt settlement or file for personal bankruptcy
Our son has credit card debts of approximately $62k with four different card accounts. Unfortunately, he is unemployed and in..
Credit Card Debt
Should you borrow from your 401K to pay off high interest credit card debt?
Personal loan
Hi Terry – just wondering what your thought is about the Sofi personal loan option to pay off credit cards...
credit debit cards’
These days you cannot go to Soldier Field, United Center or Navy Pier without a credit card. Recently I have..
Results of closing a credit card
Hi Terry, I have had a credit card with Macys for almost 10 years. I rarely carry over a balance...
Credit card debt, unemployed, on Medicaid
What would you suggest for someone who: 10K Credit card debt, unemployed, on Medicaid, but owns house outright due to..
credit in my deceased father’s name only
Hello, my dad passed away in 2020. My mom has continued to use one major credit card that they had,..
Closing accounts & credit scores
Hi Terry, I am considering closing all but 1 or 2 credit cards . I currently have about 12. My..
Privacy error/breach /on Experian site
Hi Terry, I am a long time listener to you on WGN radio & I have your books. When I..
Credit ratings
What is the email that gives all three credit ratings. Thanks
401k vs Equity in home
Teri, I listen to you every week and Wgn try to retain as much as I can while I drive...
Personal debt
Im 72 years old and I’ve accumulated over $60,000 in credit card debt,who do I turn to hot help? Thank..
Notice of Data Breach
Hello, We have received at least 4 Notice of Data Breach this year. I signed up my husband and myself..
Identity protection
Hello Terry, In freezing my credit at Equifax, they said I opened a car loan in March /24. I did..
credit card debt
credit card card consolidation company reccomendation.
Credit card written off
Several cards are written off and closed yet I’m being bothered by debt collectors on these closed accounts. What can..
negotiated credit card debt
My daughter entered into a negotiated credit card payment arrangement with a company (I don’t know the name). I have..
CREDIT COUNSELING
Hi Terry, Was curious on your view of non-profit Consumer Credit Counseling Agencies (Dept of the County). Debt is out..
