Credit/Debt Questions
Financial hardship
My daughter has extreme high outstanding bills. Single parent no child support. She recently contacted National Debt Relief. As a..
Pension Fund Termination
My company is terminating our pension plan and provides us three options. Lump sum, transfer to annuities and begin pension..
Debt
Due to the Pandemic and my subsequent surgeries, I have not been able to find work. My credit card bills..
Retirement planning
Hello- I listen to you on WGN and am wondering the best way forward in my current situation. I got..
Emergency money
House upside-down, credit cards maxed, no emergency money, problem due to mouse infestation
Credit card pay off
Terry, I got $5000 to use for paying down my credit card debt. My discover is maxed at over $13000,..
Credit card debt
What do you think of debt consolidation or organizations like national debt relief? I’m really having trouble right now and..
Debt consolidation
What do you think of the company National debt relief ?
Need help to Cancel my Credit One Credit Card
Hello I listen to you on WGN Radio. How do I cancel my Credit One credit card? There is no..
Building credit
My grandsons are trying to build credit, what is the best way? What would be the best credit card to..
Bankruptcy
Hi Terry, You have me a number about six months ago for bankruptcy info in the state Illinois. I can’t..
Credit Card Debt settlement or file for personal bankruptcy
Our son has credit card debts of approximately $62k with four different card accounts. Unfortunately, he is unemployed and in..
Credit Card Debt
Should you borrow from your 401K to pay off high interest credit card debt?
Personal loan
Hi Terry – just wondering what your thought is about the Sofi personal loan option to pay off credit cards...
credit debit cards’
These days you cannot go to Soldier Field, United Center or Navy Pier without a credit card. Recently I have..
Results of closing a credit card
Hi Terry, I have had a credit card with Macys for almost 10 years. I rarely carry over a balance...
Credit card debt, unemployed, on Medicaid
What would you suggest for someone who: 10K Credit card debt, unemployed, on Medicaid, but owns house outright due to..
credit in my deceased father’s name only
Hello, my dad passed away in 2020. My mom has continued to use one major credit card that they had,..
Closing accounts & credit scores
Hi Terry, I am considering closing all but 1 or 2 credit cards . I currently have about 12. My..
Privacy error/breach /on Experian site
Hi Terry, I am a long time listener to you on WGN radio & I have your books. When I..