Credit/Debt Questions
Credit card debt, unemployed, on Medicaid
What would you suggest for someone who: 10K Credit card debt, unemployed, on Medicaid, but owns house outright due to..
credit in my deceased father’s name only
Hello, my dad passed away in 2020. My mom has continued to use one major credit card that they had,..
Closing accounts & credit scores
Hi Terry, I am considering closing all but 1 or 2 credit cards . I currently have about 12. My..
Privacy error/breach /on Experian site
Hi Terry, I am a long time listener to you on WGN radio & I have your books. When I..
Credit ratings
What is the email that gives all three credit ratings. Thanks
401k vs Equity in home
Teri, I listen to you every week and Wgn try to retain as much as I can while I drive...
Personal debt
Im 72 years old and I’ve accumulated over $60,000 in credit card debt,who do I turn to hot help? Thank..
Notice of Data Breach
Hello, We have received at least 4 Notice of Data Breach this year. I signed up my husband and myself..
Identity protection
Hello Terry, In freezing my credit at Equifax, they said I opened a car loan in March /24. I did..
credit card debt
credit card card consolidation company reccomendation.
Credit card written off
Several cards are written off and closed yet I’m being bothered by debt collectors on these closed accounts. What can..
negotiated credit card debt
My daughter entered into a negotiated credit card payment arrangement with a company (I don’t know the name). I have..
CREDIT COUNSELING
Hi Terry, Was curious on your view of non-profit Consumer Credit Counseling Agencies (Dept of the County). Debt is out..
Home Equity /Refinance
I am trying to get a home equity loan to pay off a high interest credit card (29 percent). They’re..
Consolidate
I need a good consolidation company
credit debt
My wife and I have ~44,000 in high interest credit debt (>26% rate) with interest charges >$1,1oo per month (and..
Credit card debt
I was unable to write down the website, but a few weeks ago you mentioned a company that you stated..
Credit Freeze for Adult Disabled Son
We’ve already froze ours and are trying to freeze our adult son’s credit, who has disabilities. Equifax supervisor on the..
401k Cashout
Hi Terry, I’ve heard you on the radio and I was hoping you’d be able to help me with this..
Mortgage vs Credit Card Interest Rates
Credit cards state that interest rates are based on the Federal Banks numbers. Mortgage Rates are also based on federal..