Credit/Debt Questions
credit card
Reliable source about credit cards–what exactly a dispute is, what the bank does when you dispute a charge, what a..
Citi Diamond Preferred
Is this credit card a good tool to get out of credit card debt?
401K loan
Terry, is it wise to borrow from your 401K account?
Credit Score
As a senior, worry about scams. Credit report.com asking for SS#. Legit?
taxes and credit
Hello, I’ve been on disability since 2022. do i still need to file income taxes this year. my next question..
Budgeting
Can you suggest a spreadsheet that will help me track my monthly spending so that I can develop an accurate..
Credit cards
I am starting over and I’m trying to build my credit with a prepaid credit card if you open an..
Bankruptcy
I need help with filing for bankruptcy and which chapter to file. Can someone here help me or point me..
Transferring large credit card balance with high interest rate to zero interest account- advantages vs disadvantages
Hi, I have several high balance credit card accounts with very high interest rates. I have asked them to reduce..
too many credit cards?
what problems might arise if you open cred cards just to accumulate points? is there an amount of credit cards..
Best way of handling large amounts of credit card debt
HI Terry – Due to mental health issues with one child and physical health issues with another, we now are..
Who can help clean up my financial mess?
I suffered depression for 30 years and couldn’t take care of our finances. Now I’m in complete remission. Our tax..
Retired, no debt, rejected for bank loan
Hello, my wife and I are both retired in our early 60’s. House is paid for. No debt for 15..
Bankruptcy In Texas
What are advantages if someone files for bankruptcy if they lost their business/ livelihood? Does it vary from state to..
Comment ….from my sister,( my older sister!)
The more important thing about credit debt is the credit rate. I found out, by checking, that my BP Amoco..
FICO
My FICO IS 808. I HAVE NO MORTAGE (House all paid off ) , NO LOANS, I Pay every statement..
Credit score
Hello Ms. Savage, I watch you on WGN every Wednesday morning.. I was wondering if you can give me some..
Putting A Parent In A Nursing Home
Terry We need to put my dad in a nursing home and Medicaid will take all of his social security..
FICO score
What is the best way to increase one’s credit score from these two choices? Obtain either an auto loan or..
Credit cards
I have a credit card that I don’t use and one that hasn’t been registered or used. I’ve heard that..