Credit/Debt Questions
Credit Card Debt (my daughter’s paying 28%!)
Hi Terry, You have provided your advice in the past and I’m an avid WGN listener. My question: My daughter..
Credit
I. Just discovered my college son has maxed out his Discover card. Three thousand . What is the best way..
credit reports
I order my credit reports every year from the source listed on the FTC website for all three credit bureaus...
Identity and credit monitoring
I was informed by my long term insurance provider that there was a data breach and some of my personal..
Credit consolidation; Credicare?
Hi Terry! I’m hoping I didn’t make a mistake by signing over $ every month to this Company… Are they..
Rebuild credit
Granddaughter (27) ran up$700 in credit card debt four years ago. Did not make payments. Also $500 medical bills. Trying..
FICO Scores
I’m concerned that my Discover reported FICO score is well over 800 while my FICO score as reported by Experian..
Bankruptcy
My brother is in serious debt since COVid . He started a small business, never incorporated.. now really struggling. Are..
Withdrawing money
I am financially struggling right now and need the money from my retirement. How can I withdraw this money ASAP?
Credit cards v student loans?
My daughter is 25 years old and a graduate student at Boston University. After scholarships and grants, she will still..
Series EE savings bond for student loans
My son graduated in May but still has some Series EE savings bonds. If he used these to pay down..
Do I need a credit score?
I am retired and have not purchased anything on credit for over 7 years. I have no outstanding bills. I..
Negotiating Down Debt
I contacted a law firm which states that if I stop paying on some of my debt they would then..
Credit Card for my college student
My soon to be 20 year-old daughter, sophomore in college, would like to apply for a credit card. For the..
Credit card inactivity
Hi Terry, I have a credit card that I paid off over a year ago. I have not used it..
Joint account on Best Buy Credit Card
I recently discovered on my Experian credit report that I’m still listed on my daughter’s Best Buy credit card from..
Mortgage payoff vs car loans payoff
I have $95,00 in car loans and owe $190,000 on home. Loan on own is 16 years left. I am..
Credit cards — too many?
I have five credit cards totaling over $60,000 I only owe $300 and my credit score is over 800 and..
credit score
I have 3 credit cards that I either pay off every month or some of the time I will make..
Credit cards with radio chips
Are there any reputable companies that have a Visa Credit card that does NOT have a RFC in it. My..